Credit Services Stocks
35 US-listed credit services companies above our tradable floor ($5 and $1 million a day), largest first, with each one's stage, price and valuation after the close.
35
companies
8 (23%)
in a Stage 2 uptrend
+7.1%
3-month return, weighted by size
0 · 16 · 11
in Stage 1 · 3 · 4
Only the Stage 2 ones →Filter them in the screener →All Financials stocks →Industry rotation →
Every credit services stock we cover
| Stock | Stage | Close | Day | 3 months | From high | RS | P/E | Yield | Market cap |
|---|---|---|---|---|---|---|---|---|---|
| VVisa | Stage 2, wk 17 | $413.59 | +0.7% | +13.3% | -0.2% | 71 | 35.3 | 0.66% | $773B |
| MAMastercard | Stage 2, wk 12 | $638.01 | +0.4% | +11.9% | 0.0% | 66 | 34.8 | 0.56% | $556B |
| AXPAmerican Express | Stage 4, wk 6 | $319.11 | -1.4% | -7.1% | -16.2% | 46 | 19.7 | 1.17% | $214B |
| COFCapital One Financial | Stage 3, wk 4 | $204.85 | -1.9% | -5.6% | -19.7% | 50 | 12.5 | 1.55% | $126B |
| PYPLPayPal Holdings | Stage 3, wk 3 | $57.01 | +0.1% | -1.2% | -16.8% | 41 | 10.9 | 0.98% | $47.4B |
| AFRMAffirm Holdings | Stage 3, wk 7 | $73.47 | -1.8% | -2.9% | -14.4% | 55 | 13.1 | — | $24.8B |
| SYFSynchrony Financial | Stage 3, wk 3 | $75.35 | -2.1% | -2.8% | -13.8% | 57 | 7.8 | 1.83% | $24.5B |
| SOFISoFi Technologies | Stage 4, wk 6 | $16.76 | -4.8% | -7.0% | -48.0% | 26 | 30.1 | — | $21.7B |
| ALLYAlly Financial | Stage 4, wk 5 | $38.17 | -3.7% | -13.4% | -18.7% | 52 | 9.2 | 3.19% | $11.6B |
| FCFSFirstCash Holdings | Stage 3, wk 1 | $181.25 | -3.5% | -13.2% | -23.3% | 72 | 21.0 | 0.77% | $7.8B |
| OMFOneMain Holdings | Stage 3, wk 4 | $56.55 | -4.7% | -11.1% | -16.4% | 60 | 8.6 | 7.39% | $6.5B |
| KLARKlarna Group | Stage 4, wk 9 | $13.30 | -2.6% | -32.8% | -64.7% | 17 | — | — | $5.0B |
| CACCCredit Acceptance | Stage 3, wk 6 | $464.89 | -19.3% | -18.9% | -29.3% | 55 | 12.3 | — | $4.7B |
| SEZLSezzle | Stage 3, wk 9 | $134.85 | +0.7% | -17.3% | -28.5% | 94 | 30.5 | — | $4.6B |
| NNINelnet | Stage 4, wk 9 | $122.47 | -0.9% | -11.2% | -14.6% | 51 | 15.0 | 1.05% | $4.4B |
| ENVAEnova International | Stage 3, wk 6 | $174.09 | -3.8% | -32.7% | -34.4% | 83 | 13.1 | — | $4.3B |
| BFHBread Financial Holdings | Stage 3, wk 3 | $103.41 | -2.1% | -6.5% | -8.6% | 90 | 8.0 | 0.85% | $3.9B |
| SLMSLM | Stage 3, wk 5 | $17.80 | -2.5% | -34.0% | -41.3% | 32 | 6.2 | 2.28% | $3.3B |
| UPSTUpstart Holdings | Stage 4, wk 14 | $23.02 | -7.3% | -21.8% | -54.6% | 23 | 47.7 | — | $2.2B |
| AGMFederal Agricultural Mortgage | Stage 3, wk 2 | $202.16 | -0.9% | -14.4% | -15.8% | 77 | 11.0 | 3.16% | $2.2B |
| ECPGEncore Capital Group | Stage 2, wk 56 | $99.98 | -2.3% | +3.8% | -5.3% | 97 | 7.6 | — | $2.1B |
| WUWestern Union | Stage 4, wk 20 | $6.16 | -0.8% | -2.6% | -34.3% | 35 | 5.2 | 15.04% | $1.9B |
| EZPWEZCORP | Stage 2, wk 2 | $28.11 | -3.4% | -7.0% | -21.0% | 89 | 14.7 | — | $1.7B |
| ATLCAtlanticus Holdings | Stage 3, wk 7 | $93.46 | -4.8% | -13.5% | -16.4% | 90 | 11.9 | — | $1.4B |
| JCAPJefferson Capital | Stage 3, wk 1 | $19.72 | -1.1% | -3.4% | -16.9% | 61 | 22.7 | 4.63% | $1.1B |
| NAVINavient Holdings | Stage 2, wk 5 | $9.30 | +2.4% | +7.1% | -25.9% | 43 | — | 7.09% | $872M |
| WRLDWorld Acceptance | Stage 3, wk 7 | $164.47 | -6.5% | -12.6% | -26.5% | 72 | 21.4 | — | $766M |
| PRAAPRA Group | Stage 2, wk 12 | $19.49 | -2.7% | +11.7% | -12.3% | 81 | — | — | $734M |
| LULufax Holding | Stage 4, wk 32 | $8.26 | +4.2% | -45.3% | -73.5% | 15 | — | — | $716M |
| GDOTGreen Dot | Stage 3, wk 5 | $12.30 | -0.7% | -7.6% | -9.4% | 54 | — | — | $701M |
| QFINQfin Holdings | Stage 4, wk 12 | $5.17 | -1.9% | -60.7% | -76.1% | 14 | 1.3 | 22.75% | $629M |
| OPFIOppFi | Stage 4, wk 10 | $5.62 | -4.1% | -43.3% | -50.6% | 26 | 2.7 | — | $479M |
| OPRTOportun Financial | Stage 2, wk 19 | $9.89 | -0.9% | +70.5% | -0.9% | 93 | 23.3 | — | $455M |
| RMRegional Management | Stage 4, wk 7 | $36.30 | +0.1% | +5.5% | -15.8% | 51 | 7.2 | 3.57% | $325M |
| PMTSCPI Card Group | Stage 2, wk 26 | $26.15 | -0.3% | +19.1% | -14.3% | 89 | 24.0 | — | $303M |
Credit Services Stocks: quick answers
How many credit services stocks are in an uptrend?
As of Oct 30, 2026, 8 of the 35 US-listed credit services stocks we cover are in Stage 2, the uptrend phase, including Visa (V), Mastercard (MA), Encore Capital Group (ECPG), EZCORP (EZPW) and Navient Holdings (NAVI).
What is the largest credit services stock?
Visa (V), with a market value of $773B. It closed at $413.59 on Oct 30, 2026, in Stage 2.
Which credit services stocks are near their 52-week high?
As of Oct 30, 2026, 3 are within 5% of a 52-week high: Visa (V), Mastercard (MA) and Oportun Financial (OPRT).
End-of-day data for common stocks and ADRs on the NYSE, Nasdaq and NYSE American, computed after each US close and dated to the trading session.