The Western Union Company

Stage 4 · Declining · week 19

As of Oct 22, 2026, Western Union is in Stage 4, the downtrend phase, now in week 19 (since Jun 10, 2026). It closed at $6.43, 31.4% below its 52-week high and below its 200-day average, which is falling.

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. More about the company

$6.43

+2.55% today

$2.0B · Mid cap

Market Neutral — Fading

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 18w

S4 30w

S4 26w

S2 16w

S4 19w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 4w → S2 10w → S3 9w → S2 18w → S3 11w → S4 30w → S1 6w → S4 26w → S1 8w → S2 16w → S3 9w → S4 19w current

Total tracked: 166 weeks across 12 stage runs.

WU among Credit Services30th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…30	WUThe Western Union Company	Stage 4 · wk 19	46	+5.6%

vs 52W High

-31.4%

$5.90 lo$9.38 hi

31.4% below 52W high, ongoing decline

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 19

1w13w26w

Week 19, established downtrend

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-16.7%

200 DMA: $7.72 · sloping down

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

1.18x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+5.6%

-19.0%

-26.3%

YTD

-23.6%

-11.1%

Scan Membership

Breakout Watch

Latest: 2024-01-26

5 appearances in last 60 days. First seen: 2019-04-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S4

Wk 19 · Vol 1.18x

2026-10-21S4

Wk 19 · Vol 0.44x

2026-10-20S4

Wk 19 · Vol 1.11x

2026-10-19S4

Wk 19 · Vol 0.74x

2026-10-16S4

Wk 18 · Vol 0.82x

2026-10-15S4

Wk 18 · Vol 0.90x

2026-10-14S4

Wk 18 · Vol 0.77x

2026-10-13S4

Wk 18 · Vol 0.71x

2026-10-12S4

Wk 18 · Vol 0.60x

2026-10-09S4

Wk 17 · Vol 0.60x

2026-10-08S4

Wk 17 · Vol 0.99x

2026-10-07S4

Wk 17 · Vol 0.62x

Moving averages & range

50 DMA

$6.52

200 DMA

$7.72

52W High

$9.38

52W Low

$5.90

5D Low

$6.16

Resistance levels (recent highs)

20d High

$6.43

60d High

$7.43

120d High

$8.59

250d High

$9.38

Next resistance

+15.5%

to 60d High

P/E (TTM)

5.2

Forward 4.3

Earnings Growth (YoY)

-35.1%

Revenue -1.3%

ROE

+44.0%

Profit margin +9.8%

Dividend Yield

15.04%

P/B 2.2

Western Union: quick answers

What stage is Western Union in?

As of Oct 22, 2026, Western Union (WU) is in Stage 4, the downtrend phase. It entered Stage 4 on Jun 10, 2026 and is in week 19. What the four stages mean

Is Western Union in an uptrend?

No. Western Union is in a Stage 4 downtrend. It trades 16.7% below its 200-day average, which is falling.

How far is Western Union from its 52-week high?

Western Union closed at $6.43 on Oct 22, 2026, 31.4% below its 52-week high of $9.38. Its 52-week low is $5.90.

How has Western Union performed over the past year?

As of Oct 22, 2026, Western Union is down 11.1% over the past year and down 23.6% so far in 2026.

Which sector and industry is Western Union in?

Western Union is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

The Western Union Company provides money movement payments, and digital financial services in the United States and internationally. It operates through two segments, Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers for international cross-border and intra-country transfers, primarily through a network of retail agents and owned locations, as well as through websites and mobile devices. The Consumer Services segments offers bill payment services, money order and media network services, travel money services, check acceptance services, prepaid cards, lending partnerships, and digital wallets. The company was founded in 1851 and is headquartered in Denver, Colorado.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.