Encore Capital Group Inc

Stage 2 · Advancing · week 55

As of Oct 22, 2026, Encore Capital Group is in Stage 2, the uptrend phase, now in week 55 (since Sep 23, 2025). It closed at $100.36, 5.0% below its 52-week high and above its 200-day average, which is rising.

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. More about the company

$100.36

-3.65% today

$2.1B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 12 in Credit Services · #1 of 215 in Financials

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 16w

S4 14w

S1 16w

S2 56w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 1w → S1 2w → S4 16w → S1 3w → S2 8w → S3 3w → S4 14w → S1 6w → S2 6w → S3 8w → S2 13w → S3 1w → S4 12w → S1 16w → S2 56w current

Total tracked: 165 weeks across 15 stage runs.

ECPG among Credit Services1st of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%

vs 52W High

-5.0%

$40.90 lo$105.60 hi

5.0% below 52W high, pullback range

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 55

1w13w26w

Week 55, extended Stage 2

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

22.6%

200 DMA: $81.86 · rising

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

0.77x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

↗

Short-term trend rising gently

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+6.2%

+11.3%

+19.3%

YTD

+79.5%

+133.9%

Scan Membership

Breakout Watch

Latest: 2024-12-03

10 appearances in last 60 days. First seen: 2019-05-31.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S2

Wk 55 · Vol 0.77x

2026-10-21S2

Wk 55 · Vol 0.40x

2026-10-20S2

Wk 55 · Vol 0.63x

2026-10-19S2

Wk 54 · Vol 0.59x

2026-10-16S2

Wk 54 · Vol 0.46x

2026-10-15S2

Wk 54 · Vol 0.89x

2026-10-14S2

Wk 54 · Vol 0.80x

2026-10-13S2

Wk 54 · Vol 0.65x

2026-10-12S2

Wk 53 · Vol 0.55x

2026-10-09S2

Wk 53 · Vol 0.48x

2026-10-08S2

Wk 53 · Vol 0.63x

2026-10-07S2

Wk 53 · Vol 0.82x

Moving averages & range

50 DMA

$99.41

200 DMA

$81.86

52W High

$105.60

52W Low

$40.90

5D Low

$100.36

Resistance levels (recent highs)

20d High

$105.60

60d High

$105.60

120d High

$105.60

250d High

$105.60

Next resistance

+5.2%

to 20d High

P/E (TTM)

7.6

Forward 7.5

Earnings Growth (YoY)

+12.9%

Revenue +11.3%

ROE

+30.5%

Profit margin +15.9%

Dividend Yield

0.00%

P/B 2.0

Encore Capital Group: quick answers

What stage is Encore Capital Group in?

As of Oct 22, 2026, Encore Capital Group (ECPG) is in Stage 2, the uptrend phase. It entered Stage 2 on Sep 23, 2025 and is in week 55. What the four stages mean

Is Encore Capital Group in an uptrend?

Yes. Encore Capital Group is in a Stage 2 uptrend. It trades 22.6% above its 200-day average, which is rising.

How far is Encore Capital Group from its 52-week high?

Encore Capital Group closed at $100.36 on Oct 22, 2026, 5.0% below its 52-week high of $105.60. Its 52-week low is $40.90.

How has Encore Capital Group performed over the past year?

As of Oct 22, 2026, Encore Capital Group is up 133.9% over the past year and up 79.5% so far in 2026.

Which sector and industry is Encore Capital Group in?

Encore Capital Group is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of debt servicing, such as early stage collection, business process outsourcing, and contingent collection services. In addition, the company engages in debt servicing and other portfolio management services to credit originator for non-performing loans. Further, it offers credit management services. Encore Capital Group, Inc. was incorporated in 1999 and is headquartered in San Diego, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.