OneMain Holdings, Inc.

Stage 3 · Topping · week 3

As of Oct 22, 2026, OneMain Holdings is in Stage 3, the topping phase, now in week 3 (since Oct 8, 2026). It closed at $57.11, 15.6% below its 52-week high and below its 200-day average, which is falling.

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. More about the company

$57.11

+0.49% today

$6.6B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 36w

S2 17w

S2 18w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 3w → S3 7w → S4 6w → S1 1w → S2 36w → S3 7w → S4 2w → S3 2w → S2 17w → S3 7w → S4 5w → S1 3w → S2 18w → S3 6w → S2 12w → S3 4w → S4 9w → S1 9w → S2 10w → S3 2w current

Total tracked: 166 weeks across 20 stage runs.

OMF among Credit Services20th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…20	OMFOneMain Holdings, Inc.	Stage 3 · wk 3	61	−0.2%

vs 52W High

-15.6%

$47.56 lo$67.63 hi

15.6% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 3

1w13w26w

Week 3, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

-0.5%

200 DMA: $57.40 · sloping down

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.85x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-0.2%

-2.8%

+0.3%

YTD

-12.7%

+8.5%

Scan Membership

Breakout Watch

Latest: 2025-06-20

8 appearances in last 60 days. First seen: 2019-03-25.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 3 · Vol 0.85x

2026-10-21S3

Wk 2 · Vol 0.79x

2026-10-20S3

Wk 2 · Vol 1.16x

2026-10-19S3

Wk 2 · Vol 0.87x

2026-10-16S3

Wk 2 · Vol 0.74x

2026-10-15S3

Wk 2 · Vol 1.25x

2026-10-14S3

Wk 1 · Vol 1.04x

2026-10-13S3

Wk 1 · Vol 0.90x

2026-10-12S3

Wk 1 · Vol 1.03x

2026-10-09S3

Wk 1 · Vol 0.82x

2026-10-08S32→3

Wk 1 · Vol 1.06x

2026-10-07S2

Wk 10 · Vol 0.77x

Moving averages & range

50 DMA

$59.91

200 DMA

$57.40

52W High

$67.63

52W Low

$47.56

5D Low

$55.84

Resistance levels (recent highs)

20d High

$57.36

60d High

$65.68

120d High

$65.68

250d High

$67.63

Next resistance

+0.4%

to 20d High

P/E (TTM)

8.6

Forward 6.7

Earnings Growth (YoY)

-5.9%

Revenue -2.7%

ROE

+23.3%

Profit margin +25.9%

Dividend Yield

7.39%

P/B 1.9

OneMain Holdings: quick answers

What stage is OneMain Holdings in?

As of Oct 22, 2026, OneMain Holdings (OMF) is in Stage 3, the topping phase. It entered Stage 3 on Oct 8, 2026 and is in week 3. What the four stages mean

Is OneMain Holdings in an uptrend?

Its uptrend has stalled. OneMain Holdings is in Stage 3, the topping phase that follows an advance. It trades 0.5% below its 200-day average, which is falling.

How far is OneMain Holdings from its 52-week high?

OneMain Holdings closed at $57.11 on Oct 22, 2026, 15.6% below its 52-week high of $67.63. Its 52-week low is $47.56.

How has OneMain Holdings performed over the past year?

As of Oct 22, 2026, OneMain Holdings is up 8.5% over the past year and down 12.7% so far in 2026.

Which sector and industry is OneMain Holdings in?

OneMain Holdings is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses in the United States. The company provides origination, underwriting, and servicing of consumer loans, consisting of personal loans and auto finance. It also offers secured auto financing; credit cards; optional credit insurance products, including life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. The company provides personal loans through its branch network, central operations, digital affiliates, and its website. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was incorporated in 2013 and is based in Evansville, Indiana.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.