World Acceptance Corporation

Stage 3 · Topping · week 6

As of Oct 22, 2026, World Acceptance is in Stage 3, the topping phase, now in week 6 (since Sep 17, 2026). It closed at $169.66, 24.2% below its 52-week high and above its 200-day average, which is rising.

World Acceptance Corporation engages in consumer finance business in the United States. More about the company

$169.66

+1.69% today

$791M · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 24w

S4 18w

S2 15w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 6w → S3 9w → S4 4w → S1 3w → S2 8w → S3 2w → S2 10w → S3 8w → S4 12w → S1 10w → S4 3w → S1 2w → S2 9w → S3 5w → S2 24w → S3 6w → S4 18w → S1 7w → S2 15w → S3 5w current

Total tracked: 165 weeks across 20 stage runs.

WRLD among Credit Services28th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…28	WRLDWorld Acceptance Corporation	Stage 3 · wk 6	49	−0.2%

vs 52W High

-24.2%

$115.57 lo$223.83 hi

24.2% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 6

1w13w26w

Week 6, distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

4.2%

200 DMA: $162.75 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.49x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-0.2%

-17.1%

+11.6%

YTD

+19.6%

-5.5%

Scan Membership

Breakout Watch

Latest: 2025-05-20

8 appearances in last 60 days. First seen: 2019-03-04.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 6 · Vol 1.49x

2026-10-21S3

Wk 5 · Vol 0.89x

2026-10-20S3

Wk 5 · Vol 0.78x

2026-10-19S3

Wk 5 · Vol 0.60x

2026-10-16S3

Wk 5 · Vol 0.40x

2026-10-15S3

Wk 5 · Vol 0.55x

2026-10-14S3

Wk 4 · Vol 0.73x

2026-10-13S3

Wk 4 · Vol 0.65x

2026-10-12S3

Wk 4 · Vol 0.69x

2026-10-09S3

Wk 4 · Vol 0.48x

2026-10-08S3

Wk 4 · Vol 0.67x

2026-10-07S3

Wk 3 · Vol 0.57x

Moving averages & range

50 DMA

$180.88

200 DMA

$162.75

52W High

$223.83

52W Low

$115.57

5D Low

$166.58

Resistance levels (recent highs)

20d High

$180.20

60d High

$194.75

120d High

$223.83

250d High

$223.83

Next resistance

+6.2%

to 20d High

P/E (TTM)

21.4

Forward 11.2

Earnings Growth (YoY)

+343.3%

Revenue +4.8%

ROE

+9.9%

Profit margin +6.6%

Dividend Yield

0.00%

P/B 2.1

World Acceptance: quick answers

What stage is World Acceptance in?

As of Oct 22, 2026, World Acceptance (WRLD) is in Stage 3, the topping phase. It entered Stage 3 on Sep 17, 2026 and is in week 6. What the four stages mean

Is World Acceptance in an uptrend?

Its uptrend has stalled. World Acceptance is in Stage 3, the topping phase that follows an advance. It trades 4.2% above its 200-day average, which is rising.

How far is World Acceptance from its 52-week high?

World Acceptance closed at $169.66 on Oct 22, 2026, 24.2% below its 52-week high of $223.83. Its 52-week low is $115.57.

How has World Acceptance performed over the past year?

As of Oct 22, 2026, World Acceptance is down 5.5% over the past year and up 19.6% so far in 2026.

Which sector and industry is World Acceptance in?

World Acceptance is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.