Enova International, Inc.

Stage 3 · Topping · week 5

As of Oct 22, 2026, Enova International is in Stage 3, the topping phase, now in week 5 (since Sep 22, 2026). It closed at $176.78, 33.4% below its 52-week high and below its 200-day average, which is rising.

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. More about the company

$176.78

-1.79% today

$4.4B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 19w

S2 34w

S2 36w

S2 21w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 3w → S3 7w → S4 8w → S1 4w → S2 19w → S3 6w → S2 34w → S3 9w → S4 1w → S3 2w → S4 4w → S1 1w → S2 36w → S3 7w → S2 21w → S3 4w current

Total tracked: 166 weeks across 16 stage runs.

ENVA among Credit Services9th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
9	ENVAEnova International, Inc.	Stage 3 · wk 5	89	+5.0%

vs 52W High

-33.4%

$113.95 lo$265.45 hi

33.4% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 5

1w13w26w

Week 5, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

-3.6%

200 DMA: $183.39 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.27x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+5.0%

-25.5%

+4.3%

YTD

+9.2%

+58.6%

Scan Membership

Breakout Watch

Latest: 2024-07-16

8 appearances in last 60 days. First seen: 2019-08-09.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 5 · Vol 1.27x

2026-10-21S3

Wk 5 · Vol 0.90x

2026-10-20S3

Wk 5 · Vol 0.93x

2026-10-19S3

Wk 4 · Vol 0.56x

2026-10-16S3

Wk 4 · Vol 0.73x

2026-10-15S3

Wk 4 · Vol 0.67x

2026-10-14S3

Wk 4 · Vol 0.94x

2026-10-13S3

Wk 4 · Vol 1.24x

2026-10-12S3

Wk 3 · Vol 0.93x

2026-10-09S3

Wk 3 · Vol 0.83x

2026-10-08S3

Wk 3 · Vol 1.09x

2026-10-07S3

Wk 3 · Vol 1.06x

Moving averages & range

50 DMA

$203.00

200 DMA

$183.39

52W High

$265.45

52W Low

$113.95

5D Low

$176.20

Resistance levels (recent highs)

20d High

$184.12

60d High

$265.45

120d High

$265.45

250d High

$265.45

Next resistance

+4.2%

to 20d High

P/E (TTM)

13.1

Forward 8.4

Earnings Growth (YoY)

+39.9%

Revenue +31.1%

ROE

+26.1%

Profit margin +21.0%

Dividend Yield

0.00%

P/B 2.9

Enova International: quick answers

What stage is Enova International in?

As of Oct 22, 2026, Enova International (ENVA) is in Stage 3, the topping phase. It entered Stage 3 on Sep 22, 2026 and is in week 5. What the four stages mean

Is Enova International in an uptrend?

Its uptrend has stalled. Enova International is in Stage 3, the topping phase that follows an advance. It trades 3.6% below its 200-day average, which is rising.

How far is Enova International from its 52-week high?

Enova International closed at $176.78 on Oct 22, 2026, 33.4% below its 52-week high of $265.45. Its 52-week low is $113.95.

How has Enova International performed over the past year?

As of Oct 22, 2026, Enova International is up 58.6% over the past year and up 9.2% so far in 2026.

Which sector and industry is Enova International in?

Enova International is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.