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Synchrony Financial

Stage 3 · Topping · week 2

As of Oct 22, 2026, Synchrony Financial is in Stage 3, the topping phase, now in week 2 (since Oct 14, 2026). It closed at $75.09, 14.1% below its 52-week high and above its 200-day average, which is falling.

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. More about the company

$75.09
+1.32% today
$24.4B · Large cap
Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

Is SYF early, or has it already run? Pro answers that for every US stock we cover, after every close.

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Stage Cycle Timeline2023-08-16 → 2026-10-22
S2 62w
S2 20w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 3w → S3 4w → S4 9w → S1 1w → S2 62w → S3 7w → S4 6w → S1 5w → S2 20w → S3 2w → S2 10w → S3 4w → S4 6w → S1 12w → S4 2w → S1 1w → S2 10w → S3 1w current
Total tracked: 166 weeks across 18 stage runs.

SYF among Credit Services21st of 53 by relative strength

All 53 →
Stocks in Credit Services ranked by relative strength, with stage and one-month change
#StockStageRS1M
1ECPGStage 2 · wk 5596+6.2%
2SEZLStage 3 · wk 893+30.3%
3OPRTStage 2 · wk 1891+9.8%
4BFHStage 3 · wk 291+3.3%
5EZPWStage 2 · wk 191−2.8%
6PMTSStage 2 · wk 2591+12.3%
7ATLCStage 3 · wk 690+0.6%
8TROOStage 4 · wk 1289+26.8%
…21SYFStage 3 · wk 257+6.3%
vs 52W High
-14.1%
$63.25 lo$87.38 hi
14.1% below 52W high, weakening from peak
The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.
Stage Maturity
Week 2
1w13w26w
Week 2, early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
2.2%
200 DMA: $73.46 · sloping down
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
1.18x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.
Trend Health
→
Short-term trend flat
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
+6.3%
3M
+3.4%
6M
-1.2%
YTD
-10.2%
1Y
+3.2%
Scan Membership
Breakout Watch
Latest: 2023-12-20
7 appearances in last 60 days. First seen: 2019-03-18.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S3
Wk 2 · Vol 1.18x
2026-10-21S3
Wk 2 · Vol 1.06x
2026-10-20S3
Wk 1 · Vol 1.66x
2026-10-19S3
Wk 1 · Vol 1.54x
2026-10-16S3
Wk 1 · Vol 1.16x
2026-10-15S3
Wk 1 · Vol 1.64x
2026-10-14S32→3
Wk 1 · Vol 1.61x
2026-10-13S2
Wk 10 · Vol 0.88x
2026-10-12S2
Wk 10 · Vol 0.61x
2026-10-09S2
Wk 9 · Vol 0.96x
2026-10-08S2
Wk 9 · Vol 1.26x
2026-10-07S2
Wk 9 · Vol 0.69x
Moving averages & range
50 DMA
$75.57
200 DMA
$73.46
52W High
$87.38
52W Low
$63.25
5D Low
$73.36
Resistance levels (recent highs)
20d High
$75.09
60d High
$81.00
120d High
$81.00
250d High
$87.38
Next resistance
+7.9%
to 60d High
P/E (TTM)
7.8
Forward 7.2
Earnings Growth (YoY)
+3.6%
Revenue +0.6%
ROE
+20.8%
Profit margin +35.5%
Dividend Yield
1.83%
P/B 1.7

Synchrony Financial: quick answers

What stage is Synchrony Financial in?

As of Oct 22, 2026, Synchrony Financial (SYF) is in Stage 3, the topping phase. It entered Stage 3 on Oct 14, 2026 and is in week 2. What the four stages mean

Is Synchrony Financial in an uptrend?

Its uptrend has stalled. Synchrony Financial is in Stage 3, the topping phase that follows an advance. It trades 2.2% above its 200-day average, which is falling.

How far is Synchrony Financial from its 52-week high?

Synchrony Financial closed at $75.09 on Oct 22, 2026, 14.1% below its 52-week high of $87.38. Its 52-week low is $63.25.

How has Synchrony Financial performed over the past year?

As of Oct 22, 2026, Synchrony Financial is up 3.2% over the past year and down 10.2% so far in 2026.

Which sector and industry is Synchrony Financial in?

Synchrony Financial is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.