Klarna Group plc

Stage 4 · Declining · week 8

As of Oct 22, 2026, Klarna Group is in Stage 4, the downtrend phase, now in week 8 (since Sep 1, 2026). It closed at $13.23, 66.7% below its 52-week high and below its 200-day average, which is falling.

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. More about the company

$13.23

+0.99% today

$5.0B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2025-09-11 → 2026-10-22

S? 41w

S1 9w

S4 7w

2025-09-112026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S? 41w → S1 9w → S4 7w current

Total tracked: 58 weeks across 3 stage runs.

KLAR among Credit Services44th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…44	KLARKlarna Group plc	Stage 4 · wk 8	17	+2.2%

vs 52W High

-66.7%

$12.27 lo$39.73 hi

66.7% below 52W high, deep Stage 4 damage

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 8

1w13w26w

Week 8, established downtrend

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-21.6%

200 DMA: $16.88 · sloping down

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

0.64x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+2.2%

-23.8%

-3.4%

YTD

-53.7%

-64.3%

Scan Membership

Not in any current scan.

Recent Stage Timeline

2026-10-22S4

Wk 8 · Vol 0.64x

2026-10-21S4

Wk 8 · Vol 0.54x

2026-10-20S4

Wk 7 · Vol 1.10x

2026-10-19S4

Wk 7 · Vol 0.63x

2026-10-16S4

Wk 7 · Vol 1.00x

2026-10-15S4

Wk 7 · Vol 0.73x

2026-10-14S4

Wk 7 · Vol 0.74x

2026-10-13S4

Wk 6 · Vol 0.70x

2026-10-12S4

Wk 6 · Vol 0.58x

2026-10-09S4

Wk 6 · Vol 1.16x

2026-10-08S4

Wk 6 · Vol 0.73x

2026-10-07S4

Wk 6 · Vol 0.64x

Moving averages & range

50 DMA

$14.06

200 DMA

$16.88

52W High

$39.73

52W Low

$12.27

5D Low

$13.02

Resistance levels (recent highs)

20d High

$14.06

60d High

$20.79

120d High

$20.79

250d High

$39.73

Next resistance

+6.3%

to 20d High

ROE

-4.3%

Profit margin -3.5%

Dividend Yield

0.00%

P/B 2.1

Klarna Group: quick answers

What stage is Klarna Group in?

As of Oct 22, 2026, Klarna Group (KLAR) is in Stage 4, the downtrend phase. It entered Stage 4 on Sep 1, 2026 and is in week 8. What the four stages mean

Is Klarna Group in an uptrend?

No. Klarna Group is in a Stage 4 downtrend. It trades 21.6% below its 200-day average, which is falling.

How far is Klarna Group from its 52-week high?

Klarna Group closed at $13.23 on Oct 22, 2026, 66.7% below its 52-week high of $39.73. Its 52-week low is $12.27.

How has Klarna Group performed over the past year?

As of Oct 22, 2026, Klarna Group is down 64.3% over the past year and down 53.7% so far in 2026.

Which sector and industry is Klarna Group in?

Klarna Group is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company offers payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration. It also provides advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store. In addition, the company offers membership programs, product search and price comparison, cashback offers and merchant deals, loyalty cards, wish lists, delivery tracking and returns, AI-enabled support, Klarna memberships, Klarna merchant portal, and on-site messaging solutions. The company was formerly known as Klarna UK II plc and changed its name to Klarna Group plc in December 2023. Klarna Group plc was founded in 2005 and is based in London, United Kingdom.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.