Navient Corporation

Stage 2 · Advancing · week 4

As of Oct 22, 2026, Navient is in Stage 2, the uptrend phase, now in week 4 (since Sep 29, 2026). It closed at $8.86, 29.4% below its 52-week high and above its 200-day average, which is falling.

Navient Corporation provides technology-enabled education finance for education in the United States. More about the company

$8.86

-1.88% today

$831M · Small cap

Market Neutral — Building

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 12 in Credit Services · #1 of 215 in Financials

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 24w

S4 30w

S4 26w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 3w → S3 9w → S4 3w → S3 1w → S2 10w → S3 1w → S4 24w → S1 10w → S2 2w → S1 1w → S4 30w → S1 5w → S2 5w → S3 6w → S4 13w → S1 5w → S4 26w → S1 8w → S2 3w current

Total tracked: 164 weeks across 19 stage runs.

NAVI among Credit Services34th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…34	NAVINavient Corporation	Stage 2 · wk 4	37	−3.3%

vs 52W High

-29.4%

$7.16 lo$12.55 hi

29.4% below 52W high, far from high

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 4

1w13w26w

Week 4, early Stage 2

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

0.8%

200 DMA: $8.79 · sloping down

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

1.63x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-3.3%

+9.5%

+4.1%

YTD

-26.6%

-23.9%

Scan Membership

Breakout Watch

Latest: 2024-10-22

9 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S2

Wk 4 · Vol 1.63x

2026-10-21S2

Wk 4 · Vol 0.45x

2026-10-20S2

Wk 4 · Vol 1.06x

2026-10-19S2

Wk 3 · Vol 0.50x

2026-10-16S2

Wk 3 · Vol 0.83x

2026-10-15S2

Wk 3 · Vol 0.91x

2026-10-14S2

Wk 3 · Vol 0.99x

2026-10-13S2

Wk 3 · Vol 0.68x

2026-10-12S2

Wk 2 · Vol 1.01x

2026-10-09S2

Wk 2 · Vol 0.49x

2026-10-08S2

Wk 2 · Vol 0.87x

2026-10-07S2

Wk 2 · Vol 1.26x

Moving averages & range

50 DMA

$9.25

200 DMA

$8.79

52W High

$12.55

52W Low

$7.16

5D Low

$8.86

Resistance levels (recent highs)

20d High

$9.56

60d High

$10.00

120d High

$10.00

250d High

$12.55

Next resistance

+7.9%

to 20d High

Earnings Growth (YoY)

+100.0%

Revenue +4.2%

ROE

-2.0%

Profit margin -14.7%

Dividend Yield

7.09%

P/B 0.3

Navient: quick answers

What stage is Navient in?

As of Oct 22, 2026, Navient (NAVI) is in Stage 2, the uptrend phase. It entered Stage 2 on Sep 29, 2026 and is in week 4. What the four stages mean

Is Navient in an uptrend?

Yes. Navient is in a Stage 2 uptrend. It trades 0.8% above its 200-day average, which is falling.

How far is Navient from its 52-week high?

Navient closed at $8.86 on Oct 22, 2026, 29.4% below its 52-week high of $12.55. Its 52-week low is $7.16.

How has Navient performed over the past year?

As of Oct 22, 2026, Navient is down 23.9% over the past year and down 26.6% so far in 2026.

Which sector and industry is Navient in?

Navient is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.