PayPal Holdings, Inc.

Stage 3 · Topping · week 1

As of Oct 22, 2026, PayPal Holdings is in Stage 3, the topping phase, now in its first week (since Oct 16, 2026). It closed at $57.54, 20.3% below its 52-week high and above its 200-day average, which is falling.

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. More about the company

$57.54

+0.92% today

$49.2B · Large cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Accelerating ⇈

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 16w

S2 25w

S4 36w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 2w → S4 16w → S1 11w → S4 3w → S1 1w → S2 11w → S3 9w → S2 25w → S3 6w → S4 8w → S1 11w → S4 36w → S1 5w → S4 7w → S1 4w → S2 8w → S3 1w current

Total tracked: 165 weeks across 17 stage runs.

PYPL among Credit Services33rd of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…33	PYPLPayPal Holdings, Inc.	Stage 3 · wk 1	42	+9.6%

vs 52W High

-20.3%

$38.74 lo$72.21 hi

20.3% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 1

1w13w26w

Week 1, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

15.5%

200 DMA: $49.80 · sloping down

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.62x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↑ ⇈

Short-term trend rising strongly, and accelerating

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+9.6%

+2.7%

+16.3%

YTD

-0.2%

-16.9%

Scan Membership

Breakout Watch

Latest: 2024-08-22

7 appearances in last 60 days. First seen: 2019-01-08.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 1 · Vol 0.62x

2026-10-21S3

Wk 1 · Vol 0.57x

2026-10-20S3

Wk 1 · Vol 0.82x

2026-10-19S3

Wk 1 · Vol 2.21x

2026-10-16S32→3

Wk 1 · Vol 0.94x

2026-10-15S2

Wk 8 · Vol 0.78x

2026-10-14S2

Wk 8 · Vol 0.85x

2026-10-13S2

Wk 8 · Vol 0.74x

2026-10-12S2

Wk 8 · Vol 0.74x

2026-10-09S2

Wk 8 · Vol 1.01x

2026-10-08S2

Wk 7 · Vol 1.19x

2026-10-07S2

Wk 7 · Vol 0.89x

Moving averages & range

50 DMA

$55.87

200 DMA

$49.80

52W High

$72.21

52W Low

$38.74

5D Low

$56.51

Resistance levels (recent highs)

20d High

$57.54

60d High

$62.15

120d High

$62.15

250d High

$72.21

Next resistance

+8.0%

to 60d High

P/E (TTM)

10.9

Forward 10.0

Earnings Growth (YoY)

-3.1%

Revenue +4.8%

ROE

+24.5%

Profit margin +14.4%

Dividend Yield

0.98%

P/B 2.5

PayPal Holdings: quick answers

What stage is PayPal Holdings in?

As of Oct 22, 2026, PayPal Holdings (PYPL) is in Stage 3, the topping phase. It entered Stage 3 on Oct 16, 2026 and is in its first week there. What the four stages mean

Is PayPal Holdings in an uptrend?

Its uptrend has stalled. PayPal Holdings is in Stage 3, the topping phase that follows an advance. It trades 15.5% above its 200-day average, which is falling.

How far is PayPal Holdings from its 52-week high?

PayPal Holdings closed at $57.54 on Oct 22, 2026, 20.3% below its 52-week high of $72.21. Its 52-week low is $38.74.

How has PayPal Holdings performed over the past year?

As of Oct 22, 2026, PayPal Holdings is down 16.9% over the past year and down 0.2% so far in 2026.

Which sector and industry is PayPal Holdings in?

PayPal Holdings is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide. The company operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, consumer credit and debit products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards. It provides payment solutions under the PayPal, PayPal Credit, Braintree, Venmo, Xoom, Hyperwallet, Honey, and Paidy names. The company was founded in 1998 and is headquartered in San Jose, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.