Credit Acceptance Corporation

Stage 3 · Topping · week 5

As of Oct 22, 2026, Credit Acceptance is in Stage 3, the topping phase, now in week 5 (since Sep 21, 2026). It closed at $558.90, 15.0% below its 52-week high and above its 200-day average, which is rising.

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. More about the company

$558.90

+3.26% today

$5.8B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 14w

S4 14w

S2 21w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 4w → S3 6w → S4 8w → S1 3w → S2 14w → S3 9w → S4 3w → S3 1w → S2 4w → S1 1w → S4 14w → S1 9w → S2 11w → S3 5w → S2 2w → S3 2w → S2 7w → S3 6w → S4 3w → S3 1w → S2 1w → S1 1w → S4 12w → S1 8w → S4 4w → S2 21w → S3 5w current

Total tracked: 164 weeks across 27 stage runs.

CACC among Credit Services18th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…18	CACCCredit Acceptance Corporation	Stage 3 · wk 5	63	+0.7%

vs 52W High

-15.0%

$411.04 lo$657.20 hi

15.0% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 5

1w13w26w

Week 5, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

4.3%

200 DMA: $535.77 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.72x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+0.7%

-2.6%

+7.9%

YTD

+23.1%

+11.4%

Scan Membership

Breakout Watch

Latest: 2025-05-29

9 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 5 · Vol 0.72x

2026-10-21S3

Wk 5 · Vol 0.50x

2026-10-20S3

Wk 5 · Vol 0.51x

2026-10-19S3

Wk 5 · Vol 0.53x

2026-10-16S3

Wk 4 · Vol 0.56x

2026-10-15S3

Wk 4 · Vol 0.64x

2026-10-14S3

Wk 4 · Vol 0.64x

2026-10-13S3

Wk 4 · Vol 0.69x

2026-10-12S3

Wk 4 · Vol 0.55x

2026-10-09S3

Wk 3 · Vol 0.59x

2026-10-08S3

Wk 3 · Vol 0.42x

2026-10-07S3

Wk 3 · Vol 0.67x

Moving averages & range

50 DMA

$569.75

200 DMA

$535.77

52W High

$657.20

52W Low

$411.04

5D Low

$534.20

Resistance levels (recent highs)

20d High

$558.90

60d High

$607.77

120d High

$657.20

250d High

$657.20

Next resistance

+8.7%

to 60d High

P/E (TTM)

12.3

Forward 10.1

Earnings Growth (YoY)

+70.6%

Revenue +9.5%

ROE

+31.9%

Profit margin +38.5%

Dividend Yield

0.00%

P/B 3.6

Credit Acceptance: quick answers

What stage is Credit Acceptance in?

As of Oct 22, 2026, Credit Acceptance (CACC) is in Stage 3, the topping phase. It entered Stage 3 on Sep 21, 2026 and is in week 5. What the four stages mean

Is Credit Acceptance in an uptrend?

Its uptrend has stalled. Credit Acceptance is in Stage 3, the topping phase that follows an advance. It trades 4.3% above its 200-day average, which is rising.

How far is Credit Acceptance from its 52-week high?

Credit Acceptance closed at $558.90 on Oct 22, 2026, 15.0% below its 52-week high of $657.20. Its 52-week low is $411.04.

How has Credit Acceptance performed over the past year?

As of Oct 22, 2026, Credit Acceptance is up 11.4% over the past year and up 23.1% so far in 2026.

Which sector and industry is Credit Acceptance in?

Credit Acceptance is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.