Jefferson Capital, Inc.

Stage 2 · Advancing · week 8

As of Oct 22, 2026, Jefferson Capital is in Stage 2, the uptrend phase, now in week 8 (since Aug 27, 2026). It closed at $20.69, 12.9% below its 52-week high and above its 200-day average, which is falling.

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. More about the company

$20.69

-0.24% today

$1.2B · Small cap

Market Neutral — Building

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 12 in Credit Services · #1 of 215 in Financials

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Stage Cycle Timeline2025-06-26 → 2026-10-22

S? 41w

S4 11w

S2 8w

2025-06-262026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S? 41w → S3 5w → S4 11w → S1 3w → S2 8w current

Total tracked: 69 weeks across 5 stage runs.

JCAP among Credit Services17th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…17	JCAPJefferson Capital, Inc.	Stage 2 · wk 8	69	+8.4%

vs 52W High

-12.9%

$15.35 lo$23.74 hi

12.9% below 52W high, pullback range

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 8

1w13w26w

Week 8, early Stage 2

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

5.0%

200 DMA: $19.70 · sloping down

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

0.48x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

→

Short-term trend flat

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+8.4%

+5.5%

+2.9%

YTD

-2.9%

+19.1%

Scan Membership

Not in any current scan.

Recent Stage Timeline

2026-10-22S2

Wk 8 · Vol 0.48x

2026-10-21S2

Wk 8 · Vol 0.53x

2026-10-20S2

Wk 8 · Vol 0.62x

2026-10-19S2

Wk 8 · Vol 0.45x

2026-10-16S2

Wk 8 · Vol 0.42x

2026-10-15S2

Wk 7 · Vol 0.67x

2026-10-14S2

Wk 7 · Vol 0.62x

2026-10-13S2

Wk 7 · Vol 0.51x

2026-10-12S2

Wk 7 · Vol 0.75x

2026-10-09S2

Wk 7 · Vol 0.65x

2026-10-08S2

Wk 6 · Vol 0.95x

2026-10-07S2

Wk 6 · Vol 1.39x

Moving averages & range

50 DMA

$20.81

200 DMA

$19.70

52W High

$23.74

52W Low

$15.35

5D Low

$20.31

Resistance levels (recent highs)

20d High

$20.75

60d High

$23.74

120d High

$23.74

250d High

$23.74

Next resistance

+0.3%

to 20d High

P/E (TTM)

22.7

Forward 6.7

Earnings Growth (YoY)

-96.0%

Revenue +11.5%

ROE

+35.0%

Profit margin +24.1%

Dividend Yield

4.63%

P/B 2.5

Jefferson Capital: quick answers

What stage is Jefferson Capital in?

As of Oct 22, 2026, Jefferson Capital (JCAP) is in Stage 2, the uptrend phase. It entered Stage 2 on Aug 27, 2026 and is in week 8. What the four stages mean

Is Jefferson Capital in an uptrend?

Yes. Jefferson Capital is in a Stage 2 uptrend. It trades 5.0% above its 200-day average, which is falling.

How far is Jefferson Capital from its 52-week high?

Jefferson Capital closed at $20.69 on Oct 22, 2026, 12.9% below its 52-week high of $23.74. Its 52-week low is $15.35.

How has Jefferson Capital performed over the past year?

As of Oct 22, 2026, Jefferson Capital is up 19.1% over the past year and down 2.9% so far in 2026.

Which sector and industry is Jefferson Capital in?

Jefferson Capital is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.