Affirm Holdings, Inc. Class A

Stage 3 · Topping · week 6

As of Oct 22, 2026, Affirm Holdings is in Stage 3, the topping phase, now in week 6 (since Sep 17, 2026). It closed at $72.40, 15.6% below its 52-week high and above its 200-day average, which is falling.

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. More about the company

$72.40

-0.82% today

$24.4B · Large cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Accelerating ⇈

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 29w

S3 14w

S2 21w

S2 18w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 29w → S3 14w → S4 12w → S1 5w → S2 21w → S3 7w → S4 5w → S1 3w → S2 18w → S3 9w → S2 4w → S3 2w → S4 10w → S1 7w → S2 12w → S3 5w current

Total tracked: 165 weeks across 16 stage runs.

AFRM among Credit Services25th of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…25	AFRMAffirm Holdings, Inc. Class A	Stage 3 · wk 6	52	+6.3%

vs 52W High

-15.6%

$42.53 lo$85.78 hi

15.6% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 6

1w13w26w

Week 6, distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

8.5%

200 DMA: $66.71 · sloping down

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.82x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↗ ⇈

Short-term trend rising gently, and accelerating

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+6.3%

+3.1%

+15.0%

YTD

-2.2%

-2.8%

Scan Membership

Breakout Watch

Latest: 2024-10-09

3 appearances in last 60 days. First seen: 2021-10-27.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 6 · Vol 0.82x

2026-10-21S3

Wk 5 · Vol 0.55x

2026-10-20S3

Wk 5 · Vol 0.54x

2026-10-19S3

Wk 5 · Vol 0.46x

2026-10-16S3

Wk 5 · Vol 0.79x

2026-10-15S3

Wk 5 · Vol 1.30x

2026-10-14S3

Wk 4 · Vol 1.80x

2026-10-13S3

Wk 4 · Vol 0.67x

2026-10-12S3

Wk 4 · Vol 0.66x

2026-10-09S3

Wk 4 · Vol 1.24x

2026-10-08S3

Wk 4 · Vol 1.19x

2026-10-07S3

Wk 3 · Vol 0.74x

Moving averages & range

50 DMA

$73.54

200 DMA

$66.71

52W High

$85.78

52W Low

$42.53

5D Low

$72.40

Resistance levels (recent highs)

20d High

$80.70

60d High

$80.70

120d High

$85.78

250d High

$85.78

Next resistance

+11.5%

to 20d High

P/E (TTM)

13.1

Forward 14.4

Earnings Growth (YoY)

+2186.9%

Revenue +33.0%

ROE

+45.1%

Profit margin +45.3%

Dividend Yield

0.00%

P/B 4.5

Affirm Holdings: quick answers

What stage is Affirm Holdings in?

As of Oct 22, 2026, Affirm Holdings (AFRM) is in Stage 3, the topping phase. It entered Stage 3 on Sep 17, 2026 and is in week 6. What the four stages mean

Is Affirm Holdings in an uptrend?

Its uptrend has stalled. Affirm Holdings is in Stage 3, the topping phase that follows an advance. It trades 8.5% above its 200-day average, which is falling.

How far is Affirm Holdings from its 52-week high?

Affirm Holdings closed at $72.40 on Oct 22, 2026, 15.6% below its 52-week high of $85.78. Its 52-week low is $42.53.

How has Affirm Holdings performed over the past year?

As of Oct 22, 2026, Affirm Holdings is down 2.8% over the past year and down 2.2% so far in 2026.

Which sector and industry is Affirm Holdings in?

Affirm Holdings is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform offers pay-over-time solutions at checkout for both consumers and merchants. The company's commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time. It has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. The company's merchants represent a range of industries, including electronics; equipment and auto; fashion and beauty; general merchandise; home and lifestyle services; sporting goods and outdoors; and travel and ticketing. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Visit company website →

All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.