Regional Management Corp.

Stage 4 · Declining · week 6

As of Oct 22, 2026, Regional Management is in Stage 4, the downtrend phase, now in week 6 (since Sep 17, 2026). It closed at $34.12, 20.9% below its 52-week high and below its 200-day average, which is falling.

$34.12

+1.64% today

$315M · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Accelerating ⇈

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 14w

S2 25w

S2 13w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 2w → S3 4w → S4 14w → S1 8w → S4 7w → S1 2w → S2 25w → S3 7w → S2 12w → S3 6w → S4 11w → S1 4w → S2 13w → S3 8w → S2 2w → S3 7w → S4 7w → S1 9w → S2 7w → S3 4w → S4 5w current

Total tracked: 165 weeks across 21 stage runs.

RM among Credit Services31st of 53 by relative strength

All 53 →

Stocks in Credit Services ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ECPGEncore Capital Group Inc	Stage 2 · wk 55	96	+6.2%
2	SEZLSezzle Inc.	Stage 3 · wk 8	93	+30.3%
3	OPRTOportun Financial Corporation	Stage 2 · wk 18	91	+9.8%
4	BFHBread Financial Holdings, Inc.	Stage 3 · wk 2	91	+3.3%
5	EZPWEZCORP, Inc. Class A	Stage 2 · wk 1	91	−2.8%
6	PMTSCPI Card Group Inc.	Stage 2 · wk 25	91	+12.3%
7	ATLCAtlanticus Holdings Corporation	Stage 3 · wk 6	90	+0.6%
8	TROOTROOPS, Inc.	Stage 4 · wk 12	89	+26.8%
…31	RMRegional Management Corp.	Stage 4 · wk 6	45	+11.1%

vs 52W High

-20.9%

$30.23 lo$43.12 hi

20.9% below 52W high, ongoing decline

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 6

1w13w26w

Week 6, early Stage 4 decline

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-2.5%

200 DMA: $34.99 · sloping down

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

0.84x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↑ ⇈

Short-term trend rising strongly, and accelerating

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+11.1%

-17.3%

-10.4%

YTD

-10.7%

-12.8%

Scan Membership

Breakout Watch

Latest: 2024-12-18

7 appearances in last 60 days. First seen: 2019-08-21.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S4

Wk 6 · Vol 0.84x

2026-10-21S4

Wk 5 · Vol 0.87x

2026-10-20S4

Wk 5 · Vol 1.31x

2026-10-19S4

Wk 5 · Vol 0.88x

2026-10-16S4

Wk 5 · Vol 1.10x

2026-10-15S4

Wk 5 · Vol 1.54x

2026-10-14S4

Wk 4 · Vol 1.24x

2026-10-13S4

Wk 4 · Vol 1.33x

2026-10-12S4

Wk 4 · Vol 1.13x

2026-10-09S4

Wk 4 · Vol 1.07x

2026-10-08S4

Wk 4 · Vol 1.32x

2026-10-07S4

Wk 3 · Vol 0.91x

Moving averages & range

50 DMA

$32.73

200 DMA

$34.99

52W High

$43.12

52W Low

$30.23

5D Low

$33.57

Resistance levels (recent highs)

20d High

$34.47

60d High

$34.63

120d High

$43.12

250d High

$43.12

Next resistance

+1.0%

to 20d High

P/E (TTM)

7.2

Forward 5.8

Earnings Growth (YoY)

-17.5%

Revenue +6.0%

ROE

+12.6%

Profit margin +7.2%

Dividend Yield

3.57%

P/B 0.8

Regional Management: quick answers

What stage is Regional Management in?

As of Oct 22, 2026, Regional Management (RM) is in Stage 4, the downtrend phase. It entered Stage 4 on Sep 17, 2026 and is in week 6. What the four stages mean

Is Regional Management in an uptrend?

No. Regional Management is in a Stage 4 downtrend. It trades 2.5% below its 200-day average, which is falling.

How far is Regional Management from its 52-week high?

Regional Management closed at $34.12 on Oct 22, 2026, 20.9% below its 52-week high of $43.12. Its 52-week low is $30.23.

How has Regional Management performed over the past year?

As of Oct 22, 2026, Regional Management is down 12.8% over the past year and down 10.7% so far in 2026.

Which sector and industry is Regional Management in?

Regional Management is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large loans, and related payment and collateral protection insurance products. The company also provides optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accidental and health insurance, involuntary unemployment insurance, and personal property insurance; and reinsurance services. In addition, its loans are sourced through branches, direct mail campaigns, digital partners, and consumer website. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.