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SoFi Technologies, Inc.

Stage 4 · Declining · week 5

As of Oct 22, 2026, SoFi Technologies is in Stage 4, the downtrend phase, now in week 5 (since Sep 23, 2026). It closed at $14.77, 54.1% below its 52-week high and below its 200-day average, which is falling.

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. More about the company

$14.77
-0.87% today
$19.1B · Large cap
Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22
S4 21w
S2 20w
S2 29w
S4 15w
S1 13w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 5w → S3 13w → S2 11w → S3 1w → S4 21w → S1 9w → S2 20w → S3 13w → S2 1w → S1 2w → S2 29w → S3 8w → S4 15w → S1 13w → S4 4w current
Total tracked: 165 weeks across 15 stage runs.

SOFI among Credit Services37th of 53 by relative strength

All 53 →
Stocks in Credit Services ranked by relative strength, with stage and one-month change
#StockStageRS1M
1ECPGStage 2 · wk 5596+6.2%
2SEZLStage 3 · wk 893+30.3%
3OPRTStage 2 · wk 1891+9.8%
4BFHStage 3 · wk 291+3.3%
5EZPWStage 2 · wk 191−2.8%
6PMTSStage 2 · wk 2591+12.3%
7ATLCStage 3 · wk 690+0.6%
8TROOStage 4 · wk 1289+26.8%
…37SOFIStage 4 · wk 524−10.8%
vs 52W High
-54.1%
$14.22 lo$32.21 hi
54.1% below 52W high, deep Stage 4 damage
In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.
Stage Maturity
Week 5
1w13w26w
Week 5, early Stage 4 decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.
vs 200 DMA
-18.5%
200 DMA: $18.11 · sloping down
In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.
Rel Volume
0.91x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.
Trend Health
↓
Short-term trend rolling over
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
-10.8%
3M
-10.3%
6M
-19.4%
YTD
-46.2%
1Y
-48.6%
Scan Membership
Breakout Watch
Latest: 2025-06-16
7 appearances in last 60 days. First seen: 2021-11-11.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S4
Wk 5 · Vol 0.91x
2026-10-21S4
Wk 5 · Vol 0.75x
2026-10-20S4
Wk 4 · Vol 1.00x
2026-10-19S4
Wk 4 · Vol 0.88x
2026-10-16S4
Wk 4 · Vol 1.33x
2026-10-15S4
Wk 4 · Vol 1.41x
2026-10-14S4
Wk 4 · Vol 2.09x
2026-10-13S4
Wk 3 · Vol 0.69x
2026-10-12S4
Wk 3 · Vol 0.89x
2026-10-09S4
Wk 3 · Vol 0.63x
2026-10-08S4
Wk 3 · Vol 1.01x
2026-10-07S4
Wk 3 · Vol 0.65x
Moving averages & range
50 DMA
$16.82
200 DMA
$18.11
52W High
$32.21
52W Low
$14.22
5D Low
$14.30
Resistance levels (recent highs)
20d High
$16.58
60d High
$19.18
120d High
$19.18
250d High
$32.21
Next resistance
+12.3%
to 20d High
P/E (TTM)
30.1
Forward 17.9
Earnings Growth (YoY)
+40.4%
Revenue +42.6%
ROE
+7.1%
Profit margin +14.9%
Dividend Yield
0.00%
P/B 1.7

SoFi Technologies: quick answers

What stage is SoFi Technologies in?

As of Oct 22, 2026, SoFi Technologies (SOFI) is in Stage 4, the downtrend phase. It entered Stage 4 on Sep 23, 2026 and is in week 5. What the four stages mean

Is SoFi Technologies in an uptrend?

No. SoFi Technologies is in a Stage 4 downtrend. It trades 18.5% below its 200-day average, which is falling.

How far is SoFi Technologies from its 52-week high?

SoFi Technologies closed at $14.77 on Oct 22, 2026, 54.1% below its 52-week high of $32.21. Its 52-week low is $14.22.

How has SoFi Technologies performed over the past year?

As of Oct 22, 2026, SoFi Technologies is down 48.6% over the past year and down 46.2% so far in 2026.

Which sector and industry is SoFi Technologies in?

SoFi Technologies is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.