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PennyMac Financial Services, Inc.

Stage 4 · Declining · week 31

As of Oct 22, 2026, PennyMac Financial Services is in Stage 4, the downtrend phase, now in week 31 (since Mar 13, 2026). It closed at $63.36, 59.8% below its 52-week high and below its 200-day average, which is falling.

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. More about the company

$63.36
+6.43% today
$3.3B · Mid cap
Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Loading price chart…
Stage Cycle Timeline2023-08-16 → 2026-10-22
S2 52w
S2 24w
S4 32w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 6w → S3 8w → S2 52w → S3 10w → S2 4w → S3 5w → S4 13w → S1 7w → S2 24w → S3 4w → S4 32w current
Total tracked: 166 weeks across 11 stage runs.

PFSI among Mortgage Finance5th of 12 by relative strength

All 12 →
Stocks in Mortgage Finance ranked by relative strength, with stage and one-month change
#StockStageRS1M
1IORStage 3 · wk 455−1.3%
2VELStage 4 · wk 542−3.9%
3ONITStage 4 · wk 733−16.6%
4RKTStage 4 · wk 633−3.4%
5PFSIStage 4 · wk 3125−3.4%
6WDStage 4 · wk 1321−6.2%
7CNFStage 4 · wk 3118+9.2%
8BLNEStage 4 · wk 2512−29.4%
vs 52W High
-59.8%
$57.75 lo$157.77 hi
59.8% below 52W high, deep Stage 4 damage
In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.
Stage Maturity
Week 31
1w13w26w
Week 31, extended decline
How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.
vs 200 DMA
-26.6%
200 DMA: $86.36 · sloping down
In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.
Rel Volume
1.63x
vs 50-day avg
High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.
Trend Health
↓
Short-term trend rolling over
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
-3.4%
3M
-24.6%
6M
-29.0%
YTD
-51.3%
1Y
-46.9%
Scan Membership
Breakout Watch
Latest: 2025-01-29
9 appearances in last 60 days. First seen: 2019-01-04.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S4
Wk 31 · Vol 1.63x
2026-10-21S4
Wk 31 · Vol 0.80x
2026-10-20S4
Wk 31 · Vol 0.56x
2026-10-19S4
Wk 31 · Vol 0.85x
2026-10-16S4
Wk 31 · Vol 1.13x
2026-10-15S4
Wk 30 · Vol 2.16x
2026-10-14S4
Wk 30 · Vol 1.35x
2026-10-13S4
Wk 30 · Vol 1.22x
2026-10-12S4
Wk 30 · Vol 1.13x
2026-10-09S4
Wk 30 · Vol 1.08x
2026-10-08S4
Wk 29 · Vol 1.51x
2026-10-07S4
Wk 29 · Vol 1.10x
Moving averages & range
50 DMA
$67.55
200 DMA
$86.36
52W High
$157.77
52W Low
$57.75
5D Low
$59.20
Resistance levels (recent highs)
20d High
$65.46
60d High
$79.17
120d High
$89.88
250d High
$157.77
Next resistance
+3.3%
to 20d High
P/E (TTM)
8.7
Forward 6.1
Earnings Growth (YoY)
-83.9%
Revenue +1.8%
ROE
+9.4%
Profit margin +11.8%
Dividend Yield
2.02%
P/B 0.8

PennyMac Financial Services: quick answers

What stage is PennyMac Financial Services in?

As of Oct 22, 2026, PennyMac Financial Services (PFSI) is in Stage 4, the downtrend phase. It entered Stage 4 on Mar 13, 2026 and is in week 31. What the four stages mean

Is PennyMac Financial Services in an uptrend?

No. PennyMac Financial Services is in a Stage 4 downtrend. It trades 26.6% below its 200-day average, which is falling.

How far is PennyMac Financial Services from its 52-week high?

PennyMac Financial Services closed at $63.36 on Oct 22, 2026, 59.8% below its 52-week high of $157.77. Its 52-week low is $57.75.

How has PennyMac Financial Services performed over the past year?

As of Oct 22, 2026, PennyMac Financial Services is down 46.9% over the past year and down 51.3% so far in 2026.

Which sector and industry is PennyMac Financial Services in?

PennyMac Financial Services is in the Mortgage Finance industry, part of the Financials sector.

About this companyFinancials· Mortgage Finance

PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.