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South Plains Financial, Inc.

Stage 3 · Topping · week 2

As of Oct 22, 2026, South Plains Financial is in Stage 3, the topping phase, now in week 2 (since Oct 12, 2026). It closed at $43.93, 4.0% below its 52-week high and above its 200-day average, which is rising.

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. More about the company

$43.93
+1.22% today
$828M · Small cap
Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22
S2 30w
S2 19w
S2 21w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S1 2w → S2 11w → S3 3w → S2 11w → S3 6w → S4 5w → S1 7w → S2 30w → S3 11w → S4 5w → S1 5w → S2 19w → S3 7w → S2 21w → S3 10w → S2 11w → S3 2w current
Total tracked: 164 weeks across 17 stage runs.

SPFI among Banks - Regional236th of 319 by relative strength

All 319 →
Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#StockStageRS1M
1OPHCStage 2 · wk 3896−1.0%
2MSBIStage 2 · wk 4395+1.8%
3CMTVStage 2 · wk 7294+11.5%
4VBNKStage 2 · wk 2594−0.9%
5AMALStage 3 · wk 294+8.1%
6BOTJStage 2 · wk 5893+9.0%
7ATLOStage 2 · wk 6892+9.5%
8RBKBStage 2 · wk 3892+0.9%
…236SPFIStage 3 · wk 269+1.9%
vs 52W High
-4.0%
$35.50 lo$45.77 hi
Near 52W high, distribution zone
The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.
Stage Maturity
Week 2
1w13w26w
Week 2, early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
3.9%
200 DMA: $42.29 · rising
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
1.22x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.
Trend Health
↓
Short-term trend rolling over
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
+1.9%
3M
-1.2%
6M
+1.5%
YTD
+16.2%
1Y
+19.2%
Scan Membership
Breakout Watch
Latest: 2025-06-24
8 appearances in last 60 days. First seen: 2020-02-24.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S3
Wk 2 · Vol 1.22x
2026-10-21S3
Wk 2 · Vol 0.33x
2026-10-20S3
Wk 2 · Vol 0.48x
2026-10-19S3
Wk 2 · Vol 0.62x
2026-10-16S3
Wk 1 · Vol 0.91x
2026-10-15S3
Wk 1 · Vol 0.79x
2026-10-14S3
Wk 1 · Vol 0.75x
2026-10-13S3
Wk 1 · Vol 0.62x
2026-10-12S32→3
Wk 1 · Vol 0.86x
2026-10-09S2
Wk 12 · Vol 0.73x
2026-10-08S2
Wk 12 · Vol 0.72x
2026-10-07S2
Wk 11 · Vol 0.75x
Moving averages & range
50 DMA
$43.71
200 DMA
$42.29
52W High
$45.77
52W Low
$35.50
5D Low
$43.10
Resistance levels (recent highs)
20d High
$43.93
60d High
$45.63
120d High
$45.77
250d High
$45.77
Next resistance
+3.9%
to 60d High
P/E (TTM)
12.0
Forward 10.5
Earnings Growth (YoY)
+11.6%
Revenue +23.0%
ROE
+12.0%
Profit margin +29.1%
Dividend Yield
1.66%
P/B 1.3

South Plains Financial: quick answers

What stage is South Plains Financial in?

As of Oct 22, 2026, South Plains Financial (SPFI) is in Stage 3, the topping phase. It entered Stage 3 on Oct 12, 2026 and is in week 2. What the four stages mean

Is South Plains Financial in an uptrend?

Its uptrend has stalled. South Plains Financial is in Stage 3, the topping phase that follows an advance. It trades 3.9% above its 200-day average, which is rising.

How far is South Plains Financial from its 52-week high?

South Plains Financial closed at $43.93 on Oct 22, 2026, 4.0% below its 52-week high of $45.77. Its 52-week low is $35.50.

How has South Plains Financial performed over the past year?

As of Oct 22, 2026, South Plains Financial is up 19.2% over the past year and up 16.2% so far in 2026.

Which sector and industry is South Plains Financial in?

South Plains Financial is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.