UVE· Financials› Insurance - Property & Casualty

UNIVERSAL INSURANCE HOLDINGS INC

Stage 2 · Advancing · week 32

As of Oct 22, 2026, UNIVERSAL INSURANCE HOLDINGS is in Stage 2, the uptrend phase, now in week 32 (since Mar 11, 2026). It closed at $48.40, at its 52-week high and above its 200-day average, which is rising.

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. More about the company

$48.40

+0.83% today

$1.3B · Small cap

Market Neutral — Fading

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 17 in Insurance - Property & Casualty · #1 of 215 in Financials

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 26w

S2 19w

S2 16w

S2 32w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S3 3w → S4 8w → S1 6w → S2 26w → S3 10w → S2 10w → S3 3w → S2 10w → S3 7w → S2 19w → S3 9w → S2 16w → S3 6w → S2 32w current

Total tracked: 166 weeks across 14 stage runs.

UVE among Insurance - Property & Casualty3rd of 46 by relative strength

All 46 →

Stocks in Insurance - Property & Casualty ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	UFCSUnited Fire Group, Inc	Stage 2 · wk 60	94	+8.2%
2	SLDESlide Insurance Holdings, Inc.	Stage 2 · wk 15	93	+20.9%
3	UVEUNIVERSAL INSURANCE HOLDINGS INC	Stage 2 · wk 32	92	+14.0%
4	DGICBDonegal Group, Inc. Class B	Stage 3 · wk 4	90	+24.2%
5	HRTGHeritage Insurance Holdings, Inc.	Stage 2 · wk 10	90	+14.0%
6	SAFTSafety Insurance Group, Inc.	Stage 2 · wk 13	88	+0.5%
7	TRVThe Travelers Companies, Inc.	Stage 2 · wk 18	87	+12.5%
8	HGTYHagerty, Inc. Class A	Stage 2 · wk 10	82	+15.3%

vs 52W High

0.0%

$28.01 lo$48.40 hi

Near 52W high

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 32

1w13w26w

Week 32, mature

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

26.7%

200 DMA: $38.21 · rising

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

1.15x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

↑

Short-term trend rising strongly

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+14.0%

+16.7%

+38.6%

YTD

+54.5%

+74.8%

Scan Membership

Breakout Watch

Latest: 2025-03-19

8 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S2

Wk 32 · Vol 1.15x

2026-10-21S2

Wk 32 · Vol 0.79x

2026-10-20S2

Wk 31 · Vol 0.98x

2026-10-19S2

Wk 31 · Vol 1.88x

2026-10-16S2

Wk 31 · Vol 0.78x

2026-10-15S2

Wk 31 · Vol 1.39x

2026-10-14S2

Wk 31 · Vol 1.06x

2026-10-13S2

Wk 30 · Vol 1.15x

2026-10-12S2

Wk 30 · Vol 1.00x

2026-10-09S2

Wk 30 · Vol 1.09x

2026-10-08S2

Wk 30 · Vol 2.00x

2026-10-07S2

Wk 30 · Vol 2.17x

Moving averages & range

50 DMA

$44.21

200 DMA

$38.21

52W High

$48.40

52W Low

$28.01

5D Low

$46.92

Resistance levels (recent highs)

20d High

$48.40

60d High

$48.40

120d High

$48.40

250d High

$48.40

Next resistance

Above all

P/E (TTM)

6.4

Forward 10.7

Earnings Growth (YoY)

+68.6%

Revenue +6.7%

ROE

+40.2%

Profit margin +13.5%

Dividend Yield

1.34%

P/B 2.1

UNIVERSAL INSURANCE HOLDINGS: quick answers

What stage is UNIVERSAL INSURANCE HOLDINGS in?

As of Oct 22, 2026, UNIVERSAL INSURANCE HOLDINGS (UVE) is in Stage 2, the uptrend phase. It entered Stage 2 on Mar 11, 2026 and is in week 32. What the four stages mean

Is UNIVERSAL INSURANCE HOLDINGS in an uptrend?

Yes. UNIVERSAL INSURANCE HOLDINGS is in a Stage 2 uptrend. It trades 26.7% above its 200-day average, which is rising.

How far is UNIVERSAL INSURANCE HOLDINGS from its 52-week high?

UNIVERSAL INSURANCE HOLDINGS closed at $48.40 on Oct 22, 2026, at its 52-week high. Its 52-week low is $28.01.

How has UNIVERSAL INSURANCE HOLDINGS performed over the past year?

As of Oct 22, 2026, UNIVERSAL INSURANCE HOLDINGS is up 74.8% over the past year and up 54.5% so far in 2026.

Which sector and industry is UNIVERSAL INSURANCE HOLDINGS in?

UNIVERSAL INSURANCE HOLDINGS is in the Insurance - Property & Casualty industry, part of the Financials sector.

About this companyFinancials· Insurance - Property & Casualty

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.