Univest Financial Corporation

Stage 3 · Topping · week 6

As of Oct 22, 2026, Univest Financial is in Stage 3, the topping phase, now in week 6 (since Sep 16, 2026). It closed at $42.28, 6.0% below its 52-week high and above its 200-day average, which is rising.

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. More about the company

$42.28

+1.32% today

$1.2B · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 40w

S2 41w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 2w → S4 12w → S1 4w → S2 10w → S3 9w → S2 40w → S3 10w → S4 3w → S1 1w → S2 1w → S1 2w → S2 8w → S3 2w → S2 5w → S3 4w → S2 1w → S3 4w → S2 41w → S3 5w current

Total tracked: 164 weeks across 19 stage runs.

UVSP among Banks - Regional65th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…65	UVSPUnivest Financial Corporation	Stage 3 · wk 6	85	+2.1%

vs 52W High

-6.0%

$28.63 lo$44.98 hi

6.0% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 6

1w13w26w

Week 6, distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

9.1%

200 DMA: $38.76 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.35x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+2.1%

-3.6%

+14.0%

YTD

+33.3%

+47.1%

Scan Membership

Breakout Watch

Latest: 2025-06-16

11 appearances in last 60 days. First seen: 2019-04-23.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 6 · Vol 1.35x

2026-10-21S3

Wk 6 · Vol 0.53x

2026-10-20S3

Wk 5 · Vol 0.66x

2026-10-19S3

Wk 5 · Vol 0.86x

2026-10-16S3

Wk 5 · Vol 0.72x

2026-10-15S3

Wk 5 · Vol 0.94x

2026-10-14S3

Wk 5 · Vol 1.06x

2026-10-13S3

Wk 4 · Vol 1.10x

2026-10-12S3

Wk 4 · Vol 0.77x

2026-10-09S3

Wk 4 · Vol 0.60x

2026-10-08S3

Wk 4 · Vol 0.99x

2026-10-07S3

Wk 4 · Vol 0.74x

Moving averages & range

50 DMA

$41.80

200 DMA

$38.76

52W High

$44.98

52W Low

$28.63

5D Low

$41.02

Resistance levels (recent highs)

20d High

$42.28

60d High

$44.62

120d High

$44.98

250d High

$44.98

Next resistance

+5.5%

to 60d High

P/E (TTM)

12.2

Forward 10.7

Earnings Growth (YoY)

+18.8%

Revenue +8.4%

ROE

+10.5%

Profit margin +29.8%

Dividend Yield

2.20%

P/B 1.2

Univest Financial: quick answers

What stage is Univest Financial in?

As of Oct 22, 2026, Univest Financial (UVSP) is in Stage 3, the topping phase. It entered Stage 3 on Sep 16, 2026 and is in week 6. What the four stages mean

Is Univest Financial in an uptrend?

Its uptrend has stalled. Univest Financial is in Stage 3, the topping phase that follows an advance. It trades 9.1% above its 200-day average, which is rising.

How far is Univest Financial from its 52-week high?

Univest Financial closed at $42.28 on Oct 22, 2026, 6.0% below its 52-week high of $44.98. Its 52-week low is $28.63.

How has Univest Financial performed over the past year?

As of Oct 22, 2026, Univest Financial is up 47.1% over the past year and up 33.3% so far in 2026.

Which sector and industry is Univest Financial in?

Univest Financial is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States. It operates through three segments: Banking; Wealth Management; and Insurance. The Banking segment offers financial services to individuals, businesses, municipalities, and non-profit organizations, including deposit taking, loan origination and servicing, mortgage banking, other general banking services, and equipment lease financing. The Wealth Management segment provides investment advisory, financial planning and trust, and brokerage services for private families and individuals, municipal pension plans, retirement plans, trusts, and guardianships. The Insurance segment offers full-service insurance brokerage agency comprising commercial property and casualty insurance, employee benefit solutions, personal insurance lines, and human resources consulting services. The company was formerly known as Univest Corporation of Pennsylvania and changed its name to Univest Financial Corporation in January 2019. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.