OptimumBank Holdings, Inc.

Stage 2 · Advancing · week 38

As of Oct 22, 2026, OptimumBank Holdings is in Stage 2, the uptrend phase, now in week 38 (since Jan 27, 2026). It closed at $8.84, 12.5% below its 52-week high and above its 200-day average, which is rising.

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. More about the company

$8.84

+0.80% today

$112M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 96 in Banks - Regional · #1 of 215 in Financials

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S1 15w

S2 18w

S2 33w

S4 18w

S2 38w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 15w → S2 18w → S3 10w → S2 33w → S3 5w → S4 11w → S1 12w → S4 18w → S1 5w → S2 38w current

Total tracked: 166 weeks across 10 stage runs.

OPHC among Banks - Regional1st of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%

vs 52W High

-12.5%

$3.94 lo$10.10 hi

12.5% below 52W high, pullback range

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 38

1w13w26w

Week 38, mature

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

36.4%

200 DMA: $6.48 · rising

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

0.56x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-1.0%

+40.3%

+62.8%

YTD

+108.5%

+126.1%

Scan Membership

Breakout Watch

Latest: 2024-06-11

7 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S2

Wk 38 · Vol 0.56x

2026-10-21S2

Wk 38 · Vol 0.57x

2026-10-20S2

Wk 37 · Vol 0.62x

2026-10-19S2

Wk 37 · Vol 0.60x

2026-10-16S2

Wk 37 · Vol 0.24x

2026-10-15S2

Wk 37 · Vol 0.43x

2026-10-14S2

Wk 37 · Vol 0.32x

2026-10-13S2

Wk 36 · Vol 0.83x

2026-10-12S2

Wk 36 · Vol 0.66x

2026-10-09S2

Wk 36 · Vol 0.28x

2026-10-08S2

Wk 36 · Vol 0.35x

2026-10-07S2

Wk 36 · Vol 0.33x

Moving averages & range

50 DMA

$9.05

200 DMA

$6.48

52W High

$10.10

52W Low

$3.94

5D Low

$8.67

Resistance levels (recent highs)

20d High

$9.09

60d High

$10.10

120d High

$10.10

250d High

$10.10

Next resistance

+2.8%

to 20d High

P/E (TTM)

10.2

Forward 6.5

Earnings Growth (YoY)

+86.7%

Revenue +56.0%

ROE

+16.7%

Profit margin +36.0%

Dividend Yield

0.00%

P/B 1.6

OptimumBank Holdings: quick answers

What stage is OptimumBank Holdings in?

As of Oct 22, 2026, OptimumBank Holdings (OPHC) is in Stage 2, the uptrend phase. It entered Stage 2 on Jan 27, 2026 and is in week 38. What the four stages mean

Is OptimumBank Holdings in an uptrend?

Yes. OptimumBank Holdings is in a Stage 2 uptrend. It trades 36.4% above its 200-day average, which is rising.

How far is OptimumBank Holdings from its 52-week high?

OptimumBank Holdings closed at $8.84 on Oct 22, 2026, 12.5% below its 52-week high of $10.10. Its 52-week low is $3.94.

How has OptimumBank Holdings performed over the past year?

As of Oct 22, 2026, OptimumBank Holdings is up 126.1% over the past year and up 108.5% so far in 2026.

Which sector and industry is OptimumBank Holdings in?

OptimumBank Holdings is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank, which provides various consumer and commercial banking services to individuals and businesses. The company accepts interest-bearing and noninterest-bearing, savings, money market, and NOW accounts, as well as time deposits, wire transfers, ACH services, and certificates of deposit. It also offers multi-family real estate, residential and commercial real estate, and land and construction loans; commercial loans for working capital purposes or acquiring equipment, inventory, and furniture; and consumer loans for various purposes, including purchases of automobiles, recreational vehicles, boats, home improvements, lines of credit, personal, and deposit account collateralized loans. In addition, the company provides debit and ATM cards; cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail. OptimumBank Holdings, Inc. was founded in 2000 and is headquartered in Fort Lauderdale, Florida.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.