Union Bankshares, Inc.

Stage 4 · Declining · week 1

As of Oct 22, 2026, Union Bankshares is in Stage 4, the downtrend phase, now in its first week (since Oct 16, 2026). It closed at $22.82, 11.6% below its 52-week high and below its 200-day average, which is rising.

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. More about the company

$22.82

-0.70% today

$113M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 23w

S2 17w

S4 27w

S2 19w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 2w → S4 6w → S1 2w → S2 23w → S3 9w → S4 10w → S1 11w → S2 17w → S3 5w → S2 3w → S3 2w → S2 5w → S3 4w → S4 27w → S1 12w → S4 3w → S1 1w → S2 19w → S3 4w → S4 1w current

Total tracked: 164 weeks across 20 stage runs.

UNB among Banks - Regional299th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…299	UNBUnion Bankshares, Inc.	Stage 4 · wk 1	52	−2.5%

vs 52W High

-11.6%

$20.58 lo$25.82 hi

11.6% below 52W high, failed near resistance

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 1

1w13w26w

Week 1, early Stage 4 decline

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-3.3%

200 DMA: $23.59 · rising

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

0.64x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-2.5%

-6.6%

-4.6%

YTD

+0.5%

-2.6%

Scan Membership

Breakout Watch

Latest: 2025-05-07

7 appearances in last 60 days. First seen: 2019-12-27.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S4

Wk 1 · Vol 0.64x

2026-10-21S4

Wk 1 · Vol 0.58x

2026-10-20S4

Wk 1 · Vol 1.20x

2026-10-19S4

Wk 1 · Vol 0.36x

2026-10-16S43→4

Wk 1 · Vol 0.42x

2026-10-15S3

Wk 4 · Vol 0.41x

2026-10-14S3

Wk 4 · Vol 1.11x

2026-10-13S3

Wk 4 · Vol 0.97x

2026-10-12S3

Wk 4 · Vol 0.66x

2026-10-09S3

Wk 3 · Vol 0.24x

2026-10-08S3

Wk 3 · Vol 0.40x

2026-10-07S3

Wk 3 · Vol 0.85x

Moving averages & range

50 DMA

$23.50

200 DMA

$23.59

52W High

$25.82

52W Low

$20.58

5D Low

$22.80

Resistance levels (recent highs)

20d High

$23.60

60d High

$24.59

120d High

$25.82

250d High

$25.82

Next resistance

+3.4%

to 20d High

P/E (TTM)

8.8

Forward —

Earnings Growth (YoY)

+15.4%

Revenue +13.1%

ROE

+15.0%

Profit margin +21.2%

Dividend Yield

6.27%

P/B 1.2

Union Bankshares: quick answers

What stage is Union Bankshares in?

As of Oct 22, 2026, Union Bankshares (UNB) is in Stage 4, the downtrend phase. It entered Stage 4 on Oct 16, 2026 and is in its first week there. What the four stages mean

Is Union Bankshares in an uptrend?

No. Union Bankshares is in a Stage 4 downtrend. It trades 3.3% below its 200-day average, which is rising.

How far is Union Bankshares from its 52-week high?

Union Bankshares closed at $22.82 on Oct 22, 2026, 11.6% below its 52-week high of $25.82. Its 52-week low is $20.58.

How has Union Bankshares performed over the past year?

As of Oct 22, 2026, Union Bankshares is down 2.6% over the past year and up 0.5% so far in 2026.

Which sector and industry is Union Bankshares in?

Union Bankshares is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. The company was founded in 1891 and is headquartered in Morrisville, Vermont.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.