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United Bankshares, Inc.

Stage 3 · Topping · week 2

As of Oct 22, 2026, United Bankshares is in Stage 3, the topping phase, now in week 2 (since Oct 14, 2026). It closed at $48.46, 1.0% below its 52-week high and above its 200-day average, which is rising.

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. More about the company

$48.46
+2.71% today
$6.6B · Mid cap
Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22
S3 17w
S2 27w
S2 43w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S1 3w → S4 10w → S1 4w → S2 12w → S3 17w → S4 2w → S1 1w → S2 27w → S3 8w → S4 8w → S1 9w → S2 1w → S1 3w → S2 11w → S3 6w → S2 43w → S3 1w current
Total tracked: 165 weeks across 17 stage runs.

UBSI among Banks - Regional81st of 319 by relative strength

All 319 →
Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#StockStageRS1M
1OPHCStage 2 · wk 3896−1.0%
2MSBIStage 2 · wk 4395+1.8%
3CMTVStage 2 · wk 7294+11.5%
4VBNKStage 2 · wk 2594−0.9%
5AMALStage 3 · wk 294+8.1%
6BOTJStage 2 · wk 5893+9.0%
7ATLOStage 2 · wk 6892+9.5%
8RBKBStage 2 · wk 3892+0.9%
…81UBSIStage 3 · wk 283+4.8%
vs 52W High
-1.0%
$33.60 lo$48.97 hi
Near 52W high, distribution zone
The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.
Stage Maturity
Week 2
1w13w26w
Week 2, early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
10.2%
200 DMA: $43.97 · rising
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
1.21x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.
Trend Health
↓
Short-term trend rolling over
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
+4.8%
3M
+2.2%
6M
+12.2%
YTD
+29.6%
1Y
+41.7%
Scan Membership
Breakout Watch
Latest: 2024-07-25
7 appearances in last 60 days. First seen: 2019-03-11.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S3
Wk 2 · Vol 1.21x
2026-10-21S3
Wk 2 · Vol 0.90x
2026-10-20S3
Wk 1 · Vol 0.81x
2026-10-19S3
Wk 1 · Vol 0.60x
2026-10-16S3
Wk 1 · Vol 0.85x
2026-10-15S3
Wk 1 · Vol 1.27x
2026-10-14S32→3
Wk 1 · Vol 1.21x
2026-10-13S2
Wk 42 · Vol 0.82x
2026-10-12S2
Wk 42 · Vol 0.64x
2026-10-09S2
Wk 41 · Vol 0.63x
2026-10-08S2
Wk 41 · Vol 0.91x
2026-10-07S2
Wk 41 · Vol 1.24x
Moving averages & range
50 DMA
$46.91
200 DMA
$43.97
52W High
$48.97
52W Low
$33.60
5D Low
$46.33
Resistance levels (recent highs)
20d High
$48.46
60d High
$48.97
120d High
$48.97
250d High
$48.97
Next resistance
+1.1%
to 60d High
P/E (TTM)
13.2
Forward 12.5
Earnings Growth (YoY)
+12.2%
Revenue +6.2%
ROE
+9.5%
Profit margin +41.2%
Dividend Yield
3.22%
P/B 1.2

United Bankshares: quick answers

What stage is United Bankshares in?

As of Oct 22, 2026, United Bankshares (UBSI) is in Stage 3, the topping phase. It entered Stage 3 on Oct 14, 2026 and is in week 2. What the four stages mean

Is United Bankshares in an uptrend?

Its uptrend has stalled. United Bankshares is in Stage 3, the topping phase that follows an advance. It trades 10.2% above its 200-day average, which is rising.

How far is United Bankshares from its 52-week high?

United Bankshares closed at $48.46 on Oct 22, 2026, 1.0% below its 52-week high of $48.97. Its 52-week low is $33.60.

How has United Bankshares performed over the past year?

As of Oct 22, 2026, United Bankshares is up 41.7% over the past year and up 29.6% so far in 2026.

Which sector and industry is United Bankshares in?

United Bankshares is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.