TFS Financial Corporation

Stage 3 · Topping · week 4

As of Oct 22, 2026, TFS Financial is in Stage 3, the topping phase, now in week 4 (since Sep 28, 2026). It closed at $16.66, 8.8% below its 52-week high and above its 200-day average, which is rising.

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. More about the company

$16.66

+1.65% today

$4.7B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 17w

S2 56w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 7w → S3 2w → S4 6w → S1 1w → S2 11w → S3 6w → S4 6w → S1 3w → S2 17w → S3 4w → S2 11w → S3 12w → S4 5w → S1 1w → S2 10w → S3 3w → S2 56w → S3 4w current

Total tracked: 165 weeks across 18 stage runs.

TFSL among Banks - Regional122nd of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…122	TFSLTFS Financial Corporation	Stage 3 · wk 4	80	+1.0%

vs 52W High

-8.8%

$12.28 lo$18.27 hi

8.8% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 4

1w13w26w

Week 4, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

7.9%

200 DMA: $15.44 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.92x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.0%

-6.7%

+17.2%

YTD

+29.9%

+35.4%

Scan Membership

Breakout Watch

Latest: 2025-05-27

8 appearances in last 60 days. First seen: 2018-12-03.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 4 · Vol 0.92x

2026-10-21S3

Wk 4 · Vol 0.53x

2026-10-20S3

Wk 4 · Vol 0.93x

2026-10-19S3

Wk 4 · Vol 1.00x

2026-10-16S3

Wk 3 · Vol 1.04x

2026-10-15S3

Wk 3 · Vol 0.72x

2026-10-14S3

Wk 3 · Vol 1.14x

2026-10-13S3

Wk 3 · Vol 0.99x

2026-10-12S3

Wk 3 · Vol 0.77x

2026-10-09S3

Wk 2 · Vol 0.81x

2026-10-08S3

Wk 2 · Vol 0.97x

2026-10-07S3

Wk 2 · Vol 1.08x

Moving averages & range

50 DMA

$16.81

200 DMA

$15.44

52W High

$18.27

52W Low

$12.28

5D Low

$16.07

Resistance levels (recent highs)

20d High

$16.82

60d High

$18.27

120d High

$18.27

250d High

$18.27

Next resistance

+1.0%

to 20d High

P/E (TTM)

46.3

Forward 42.7

Earnings Growth (YoY)

+42.5%

Revenue +15.2%

ROE

+5.3%

Profit margin +29.4%

Dividend Yield

7.75%

P/B 2.4

TFS Financial: quick answers

What stage is TFS Financial in?

As of Oct 22, 2026, TFS Financial (TFSL) is in Stage 3, the topping phase. It entered Stage 3 on Sep 28, 2026 and is in week 4. What the four stages mean

Is TFS Financial in an uptrend?

Its uptrend has stalled. TFS Financial is in Stage 3, the topping phase that follows an advance. It trades 7.9% above its 200-day average, which is rising.

How far is TFS Financial from its 52-week high?

TFS Financial closed at $16.66 on Oct 22, 2026, 8.8% below its 52-week high of $18.27. Its 52-week low is $12.28.

How has TFS Financial performed over the past year?

As of Oct 22, 2026, TFS Financial is up 35.4% over the past year and up 29.9% so far in 2026.

Which sector and industry is TFS Financial in?

TFS Financial is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company offers deposit products, including savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. It also provides residential real estate mortgage loans, residential construction loans, purchase mortgages, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company offers escrow and settlement services. TFS Financial Corporation was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation operates as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.