Summit State Bank

Stage 4 · Declining · week 6

As of Oct 22, 2026, Summit State Bank is in Stage 4, the downtrend phase, now in week 6 (since Sep 11, 2026). It closed at $12.16, 13.1% below its 52-week high and below its 200-day average, which is rising.

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. More about the company

$12.16

+1.42% today

$82.2M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-15 → 2026-10-22

S4 38w

S4 22w

S2 30w

S2 27w

2023-08-152026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 8w → S3 3w → S4 38w → S1 4w → S4 22w → S1 9w → S2 30w → S3 11w → S2 27w → S3 7w → S4 6w current

Total tracked: 166 weeks across 11 stage runs.

SSBI among Banks - Regional288th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…288	SSBISummit State Bank	Stage 4 · wk 6	57	−5.0%

vs 52W High

-13.1%

$10.50 lo$14.00 hi

13.1% below 52W high, failed near resistance

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 6

1w13w26w

Week 6, early Stage 4 decline

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-7.6%

200 DMA: $13.16 · rising

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

0.56x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-5.0%

-8.4%

-11.3%

YTD

+4.6%

+3.1%

Scan Membership

Breakout Watch

Latest: 2025-04-02

7 appearances in last 60 days. First seen: 2019-08-14.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S4

Wk 6 · Vol 0.56x

2026-10-20S4

Wk 6 · Vol 1.38x

2026-10-19S4

Wk 6 · Vol 1.39x

2026-10-16S4

Wk 6 · Vol 0.64x

2026-10-15S4

Wk 5 · Vol 0.00x

2026-10-14S4

Wk 5 · Vol 0.26x

2026-10-13S4

Wk 5 · Vol 0.31x

2026-10-12S4

Wk 5 · Vol 0.35x

2026-10-09S4

Wk 5 · Vol 0.81x

2026-10-08S4

Wk 4 · Vol 0.00x

2026-10-07S4

Wk 4 · Vol 0.66x

2026-10-06S4

Wk 4 · Vol 0.41x

Moving averages & range

50 DMA

$12.55

200 DMA

$13.16

52W High

$14.00

52W Low

$10.50

5D Low

$11.99

Resistance levels (recent highs)

20d High

$12.66

60d High

$13.42

120d High

$14.00

250d High

$14.00

Next resistance

+4.1%

to 20d High

P/E (TTM)

36.8

Forward —

ROE

+2.3%

Profit margin +8.3%

Dividend Yield

0.00%

P/B 0.8

Summit State Bank: quick answers

What stage is Summit State Bank in?

As of Oct 22, 2026, Summit State Bank (SSBI) is in Stage 4, the downtrend phase. It entered Stage 4 on Sep 11, 2026 and is in week 6. What the four stages mean

Is Summit State Bank in an uptrend?

No. Summit State Bank is in a Stage 4 downtrend. It trades 7.6% below its 200-day average, which is rising.

How far is Summit State Bank from its 52-week high?

Summit State Bank closed at $12.16 on Oct 22, 2026, 13.1% below its 52-week high of $14.00. Its 52-week low is $10.50.

How has Summit State Bank performed over the past year?

As of Oct 22, 2026, Summit State Bank is up 3.1% over the past year and up 4.6% so far in 2026.

Which sector and industry is Summit State Bank in?

Summit State Bank is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and construction loans; home equity lines of credit; and term and equipment loans, as well as loans to agriculture-related businesses. In addition, the company offers Internet and telephone banking; and other services, such as banking by appointment, online banking, direct payroll and social security deposits, letters of credit, access to national automated teller machine networks, courier, safe deposit boxes, night depository facilities, notary, travelers checks, lockbox, and banking by mail. Further, it provides electronic banking, cash management, and electronic bill payment services. Summit State Bank was incorporated in 1982 and is headquartered in Santa Rosa, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.