OFG Bancorp

Stage 3 · Topping · week 1

As of Oct 22, 2026, OFG Bancorp is in Stage 3, the topping phase, now in its first week (since Oct 21, 2026). It closed at $51.36, 4.1% below its 52-week high and above its 200-day average, which is rising.

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. More about the company

$51.36

+1.70% today

$2.2B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 17w

S2 23w

S2 15w

S2 24w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 8w → S3 5w → S2 17w → S3 8w → S2 23w → S3 6w → S2 10w → S3 6w → S4 8w → S1 6w → S2 15w → S3 5w → S4 6w → S1 8w → S4 5w → S1 3w → S2 24w → S3 1w current

Total tracked: 165 weeks across 18 stage runs.

OFG among Banks - Regional194th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…194	OFGOFG Bancorp	Stage 3 · wk 1	73	+0.3%

vs 52W High

-4.1%

$36.31 lo$53.58 hi

Near 52W high, distribution zone

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 1

1w13w26w

Week 1, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

11.9%

200 DMA: $45.91 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.71x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

→

Short-term trend flat

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+0.3%

-1.3%

+13.0%

YTD

+28.1%

+24.6%

Scan Membership

Breakout Watch

Latest: 2024-12-04

14 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 1 · Vol 1.71x

2026-10-21S32→3

Wk 1 · Vol 1.79x

2026-10-20S2

Wk 24 · Vol 1.09x

2026-10-19S2

Wk 24 · Vol 1.18x

2026-10-16S2

Wk 24 · Vol 1.77x

2026-10-15S2

Wk 23 · Vol 1.73x

2026-10-14S2

Wk 23 · Vol 1.26x

2026-10-13S2

Wk 23 · Vol 0.81x

2026-10-12S2

Wk 23 · Vol 0.62x

2026-10-09S2

Wk 23 · Vol 0.60x

2026-10-08S2

Wk 22 · Vol 0.98x

2026-10-07S2

Wk 22 · Vol 1.17x

Moving averages & range

50 DMA

$51.72

200 DMA

$45.91

52W High

$53.58

52W Low

$36.31

5D Low

$50.50

Resistance levels (recent highs)

20d High

$52.95

60d High

$53.58

120d High

$53.58

250d High

$53.58

Next resistance

+3.1%

to 20d High

P/E (TTM)

9.8

Forward 9.9

Earnings Growth (YoY)

+15.5%

Revenue +6.4%

ROE

+16.6%

Profit margin +34.1%

Dividend Yield

2.67%

P/B 1.6

OFG Bancorp: quick answers

What stage is OFG Bancorp in?

As of Oct 22, 2026, OFG Bancorp (OFG) is in Stage 3, the topping phase. It entered Stage 3 on Oct 21, 2026 and is in its first week there. What the four stages mean

Is OFG Bancorp in an uptrend?

Its uptrend has stalled. OFG Bancorp is in Stage 3, the topping phase that follows an advance. It trades 11.9% above its 200-day average, which is rising.

How far is OFG Bancorp from its 52-week high?

OFG Bancorp closed at $51.36 on Oct 22, 2026, 4.1% below its 52-week high of $53.58. Its 52-week low is $36.31.

How has OFG Bancorp performed over the past year?

As of Oct 22, 2026, OFG Bancorp is up 24.6% over the past year and up 28.1% so far in 2026.

Which sector and industry is OFG Bancorp in?

OFG Bancorp is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.