Mechanics Bancorp Class A

Stage 3 · Topping · week 4

As of Oct 22, 2026, Mechanics Bancorp is in Stage 3, the topping phase, now in week 4 (since Sep 28, 2026). It closed at $15.19, 10.1% below its 52-week high and above its 200-day average, which is rising.

$15.19

+3.83% today

$3.4B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 13w

S2 14w

S4 19w

S2 67w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 8w → S4 10w → S1 4w → S2 13w → S3 9w → S4 3w → S1 1w → S2 14w → S3 5w → S4 19w → S1 8w → S2 67w → S3 4w current

Total tracked: 165 weeks across 13 stage runs.

MCHB among Banks - Regional201st of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…201	MCHBMechanics Bancorp Class A	Stage 3 · wk 4	73	+1.3%

vs 52W High

-10.1%

$11.81 lo$16.90 hi

10.1% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 4

1w13w26w

Week 4, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

3.8%

200 DMA: $14.64 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.93x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.3%

-1.6%

+4.8%

YTD

+12.9%

+24.1%

Scan Membership

Breakout Watch

Latest: 2025-06-12

8 appearances in last 60 days. First seen: 2019-04-11.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 4 · Vol 0.93x

2026-10-21S3

Wk 4 · Vol 1.64x

2026-10-20S3

Wk 4 · Vol 2.01x

2026-10-19S3

Wk 4 · Vol 0.98x

2026-10-16S3

Wk 3 · Vol 2.14x

2026-10-15S3

Wk 3 · Vol 0.80x

2026-10-14S3

Wk 3 · Vol 1.22x

2026-10-13S3

Wk 3 · Vol 1.29x

2026-10-12S3

Wk 3 · Vol 1.02x

2026-10-09S3

Wk 2 · Vol 0.74x

2026-10-08S3

Wk 2 · Vol 1.21x

2026-10-07S3

Wk 2 · Vol 1.06x

Moving averages & range

50 DMA

$15.31

200 DMA

$14.64

52W High

$16.90

52W Low

$11.81

5D Low

$14.23

Resistance levels (recent highs)

20d High

$15.19

60d High

$16.90

120d High

$16.90

250d High

$16.90

Next resistance

+11.3%

to 60d High

P/E (TTM)

11.7

Forward 12.9

Earnings Growth (YoY)

+23.9%

Revenue +35.7%

ROE

+11.0%

Profit margin +37.9%

Dividend Yield

10.66%

P/B 1.3

Mechanics Bancorp: quick answers

What stage is Mechanics Bancorp in?

As of Oct 22, 2026, Mechanics Bancorp (MCHB) is in Stage 3, the topping phase. It entered Stage 3 on Sep 28, 2026 and is in week 4. What the four stages mean

Is Mechanics Bancorp in an uptrend?

Its uptrend has stalled. Mechanics Bancorp is in Stage 3, the topping phase that follows an advance. It trades 3.8% above its 200-day average, which is rising.

How far is Mechanics Bancorp from its 52-week high?

Mechanics Bancorp closed at $15.19 on Oct 22, 2026, 10.1% below its 52-week high of $16.90. Its 52-week low is $11.81.

How has Mechanics Bancorp performed over the past year?

As of Oct 22, 2026, Mechanics Bancorp is up 24.1% over the past year and up 12.9% so far in 2026.

Which sector and industry is Mechanics Bancorp in?

Mechanics Bancorp is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit. In addition, it offers unsecured consumer installment loans and personal reserve accounts; automated bill payments, remote and mobile deposit capture, automated clearing house origination, wire transfer, lockbox, payee positive pay, and direct deposit; digital banking. Further, the company provides real estate, escrow services, title, labor unions, nonprofits and property management services. Mechanics Bancorp was founded in 1905 and is headquartered in Walnut Creek, California.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.