Lakeland Financial Corporation

Stage 3 · Topping · week 5

As of Oct 22, 2026, Lakeland Financial is in Stage 3, the topping phase, now in week 5 (since Sep 24, 2026). It closed at $59.38, 6.8% below its 52-week high and above its 200-day average, which is rising.

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. More about the company

$59.38

+2.34% today

$1.5B · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

Is LKFN early, or has it already run? Pro answers that for every US stock we cover, after every close.

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 17w

S3 14w

S2 14w

S2 16w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 5w → S4 9w → S1 3w → S2 17w → S3 14w → S2 12w → S3 3w → S2 14w → S3 7w → S4 12w → S1 9w → S2 7w → S3 5w → S4 10w → S1 7w → S4 8w → S1 2w → S2 16w → S3 4w current

Total tracked: 165 weeks across 19 stage runs.

LKFN among Banks - Regional294th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…294	LKFNLakeland Financial Corporation	Stage 3 · wk 5	54	+1.7%

vs 52W High

-6.8%

$54.09 lo$63.70 hi

6.8% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 5

1w13w26w

Week 5, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

0.2%

200 DMA: $59.27 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.19x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.7%

-2.8%

+0.6%

YTD

+7.9%

+0.2%

Scan Membership

Breakout Watch

Latest: 2024-11-01

9 appearances in last 60 days. First seen: 2019-03-20.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 5 · Vol 1.19x

2026-10-21S3

Wk 4 · Vol 0.64x

2026-10-20S3

Wk 4 · Vol 0.96x

2026-10-19S3

Wk 4 · Vol 1.05x

2026-10-16S3

Wk 4 · Vol 1.33x

2026-10-15S3

Wk 4 · Vol 2.00x

2026-10-14S3

Wk 3 · Vol 1.35x

2026-10-13S3

Wk 3 · Vol 0.99x

2026-10-12S3

Wk 3 · Vol 1.36x

2026-10-09S3

Wk 3 · Vol 1.27x

2026-10-08S3

Wk 3 · Vol 2.56x

2026-10-07S3

Wk 2 · Vol 1.07x

Moving averages & range

50 DMA

$59.27

200 DMA

$59.27

52W High

$63.70

52W Low

$54.09

5D Low

$57.56

Resistance levels (recent highs)

20d High

$59.51

60d High

$63.63

120d High

$63.70

250d High

$63.70

Next resistance

+0.2%

to 20d High

P/E (TTM)

13.6

Forward 13.2

Earnings Growth (YoY)

+8.7%

Revenue +9.2%

ROE

+15.0%

Profit margin +40.6%

Dividend Yield

3.59%

P/B 1.9

Lakeland Financial: quick answers

What stage is Lakeland Financial in?

As of Oct 22, 2026, Lakeland Financial (LKFN) is in Stage 3, the topping phase. It entered Stage 3 on Sep 24, 2026 and is in week 5. What the four stages mean

Is Lakeland Financial in an uptrend?

Its uptrend has stalled. Lakeland Financial is in Stage 3, the topping phase that follows an advance. It trades 0.2% above its 200-day average, which is rising.

How far is Lakeland Financial from its 52-week high?

Lakeland Financial closed at $59.38 on Oct 22, 2026, 6.8% below its 52-week high of $63.70. Its 52-week low is $54.09.

How has Lakeland Financial performed over the past year?

As of Oct 22, 2026, Lakeland Financial is up 0.2% over the past year and up 7.9% so far in 2026.

Which sector and industry is Lakeland Financial in?

Lakeland Financial is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.