First United Corporation

Stage 3 · Topping · week 3

As of Oct 22, 2026, First United is in Stage 3, the topping phase, now in week 3 (since Oct 2, 2026). It closed at $45.92, at its 52-week high and above its 200-day average, which is rising.

$45.92

+4.17% today

$296M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 18w

S2 33w

S2 28w

S2 20w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 9w → S4 1w → S3 2w → S2 18w → S3 7w → S2 5w → S3 7w → S2 33w → S3 6w → S4 8w → S1 7w → S2 28w → S3 10w → S2 20w → S3 3w current

Total tracked: 165 weeks across 15 stage runs.

FUNC among Banks - Regional176th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…176	FUNCFirst United Corporation	Stage 3 · wk 3	75	+8.1%

vs 52W High

0.0%

$33.66 lo$45.92 hi

Near 52W high, distribution zone

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 3

1w13w26w

Week 3, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

14.7%

200 DMA: $40.03 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.22x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

→

Short-term trend flat

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+8.1%

+3.7%

+22.4%

YTD

+27.1%

+27.4%

Scan Membership

Breakout Watch

Latest: 2024-07-26

8 appearances in last 60 days. First seen: 2019-05-14.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 3 · Vol 1.22x

2026-10-21S3

Wk 3 · Vol 1.18x

2026-10-20S3

Wk 3 · Vol 1.67x

2026-10-19S3

Wk 3 · Vol 1.05x

2026-10-16S3

Wk 3 · Vol 0.47x

2026-10-15S3

Wk 2 · Vol 1.39x

2026-10-14S3

Wk 2 · Vol 1.07x

2026-10-13S3

Wk 2 · Vol 3.41x

2026-10-12S3

Wk 2 · Vol 3.13x

2026-10-09S3

Wk 2 · Vol 3.50x

2026-10-08S3

Wk 1 · Vol 1.63x

2026-10-07S3

Wk 1 · Vol 0.98x

Moving averages & range

50 DMA

$43.49

200 DMA

$40.03

52W High

$45.92

52W Low

$33.66

5D Low

$41.85

Resistance levels (recent highs)

20d High

$45.92

60d High

$45.92

120d High

$45.92

250d High

$45.92

Next resistance

Above all

P/E (TTM)

11.8

Forward 9.4

Earnings Growth (YoY)

+3.9%

Revenue +4.8%

ROE

+12.2%

Profit margin +27.6%

Dividend Yield

2.55%

P/B 1.4

First United: quick answers

What stage is First United in?

As of Oct 22, 2026, First United (FUNC) is in Stage 3, the topping phase. It entered Stage 3 on Oct 2, 2026 and is in week 3. What the four stages mean

Is First United in an uptrend?

Its uptrend has stalled. First United is in Stage 3, the topping phase that follows an advance. It trades 14.7% above its 200-day average, which is rising.

How far is First United from its 52-week high?

First United closed at $45.92 on Oct 22, 2026, at its 52-week high. Its 52-week low is $33.66.

How has First United performed over the past year?

As of Oct 22, 2026, First United is up 27.4% over the past year and up 27.1% so far in 2026.

Which sector and industry is First United in?

First United is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments. The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.