Citizens Community Bancorp, Inc.

Stage 3 · Topping · week 6

As of Oct 22, 2026, Citizens Community Bancorp is in Stage 3, the topping phase, now in week 6 (since Sep 11, 2026). It closed at $21.50, 9.8% below its 52-week high and above its 200-day average, which is rising.

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. More about the company

$21.50

+1.75% today

$207M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 18w

S2 33w

S2 54w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 8w → S4 7w → S1 2w → S2 18w → S3 11w → S2 33w → S3 10w → S4 9w → S1 7w → S2 54w → S3 6w current

Total tracked: 166 weeks across 11 stage runs.

CZWI among Banks - Regional93rd of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…93	CZWICitizens Community Bancorp, Inc.	Stage 3 · wk 6	82	+1.3%

vs 52W High

-9.8%

$15.41 lo$23.83 hi

9.8% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 6

1w13w26w

Week 6, distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

5.3%

200 DMA: $20.41 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.09x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.3%

-8.3%

+6.0%

YTD

+25.3%

+40.8%

Scan Membership

Breakout Watch

Latest: 2024-07-10

5 appearances in last 60 days. First seen: 2019-12-06.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 6 · Vol 1.09x

2026-10-21S3

Wk 6 · Vol 0.39x

2026-10-20S3

Wk 6 · Vol 0.72x

2026-10-19S3

Wk 6 · Vol 0.65x

2026-10-16S3

Wk 6 · Vol 0.57x

2026-10-15S3

Wk 5 · Vol 0.62x

2026-10-14S3

Wk 5 · Vol 0.69x

2026-10-13S3

Wk 5 · Vol 0.51x

2026-10-12S3

Wk 5 · Vol 0.63x

2026-10-09S3

Wk 5 · Vol 0.85x

2026-10-08S3

Wk 4 · Vol 0.59x

2026-10-07S3

Wk 4 · Vol 0.39x

Moving averages & range

50 DMA

$21.30

200 DMA

$20.41

52W High

$23.83

52W Low

$15.41

5D Low

$21.11

Resistance levels (recent highs)

20d High

$21.50

60d High

$22.10

120d High

$23.83

250d High

$23.83

Next resistance

+2.8%

to 60d High

P/E (TTM)

16.4

Forward 9.9

Earnings Growth (YoY)

-66.4%

Revenue -20.3%

ROE

+6.8%

Profit margin +22.0%

Dividend Yield

1.49%

P/B 1.1

Citizens Community Bancorp: quick answers

What stage is Citizens Community Bancorp in?

As of Oct 22, 2026, Citizens Community Bancorp (CZWI) is in Stage 3, the topping phase. It entered Stage 3 on Sep 11, 2026 and is in week 6. What the four stages mean

Is Citizens Community Bancorp in an uptrend?

Its uptrend has stalled. Citizens Community Bancorp is in Stage 3, the topping phase that follows an advance. It trades 5.3% above its 200-day average, which is rising.

How far is Citizens Community Bancorp from its 52-week high?

Citizens Community Bancorp closed at $21.50 on Oct 22, 2026, 9.8% below its 52-week high of $23.83. Its 52-week low is $15.41.

How has Citizens Community Bancorp performed over the past year?

As of Oct 22, 2026, Citizens Community Bancorp is up 40.8% over the past year and up 25.3% so far in 2026.

Which sector and industry is Citizens Community Bancorp in?

Citizens Community Bancorp is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certificates of deposit. It also provides various loan products, such as commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company maintains a portfolio of investments comprising mortgage-backed, asset-backed, U.S. Government sponsored agency, and corporate debt securities. Citizens Community Bancorp, Inc. was founded in 1938 and is based in Eau Claire, Wisconsin.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.