Citizens Financial Services, Inc.

Stage 2 · Advancing · week 39

As of Oct 22, 2026, Citizens Financial Services is in Stage 2, the uptrend phase, now in week 39 (since Jan 14, 2026). It closed at $83.73, at its 52-week high and above its 200-day average, which is rising.

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. More about the company

$83.73

+2.65% today

$403M · Small cap

Market Neutral — Building

Pro read

Pro

Our read

In Stage 2, but it has already run

Setup score

—

Momentum

Steady

Edge

—

Setup-score rank among Stage 2 peers: #1 of 96 in Banks - Regional · #1 of 215 in Financials

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 14w

S4 22w

S2 21w

S2 40w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S4 14w → S1 12w → S4 22w → S1 7w → S2 21w → S3 12w → S4 5w → S1 10w → S4 5w → S1 3w → S2 5w → S3 1w → S4 6w → S1 2w → S2 40w current

Total tracked: 166 weeks across 15 stage runs.

CZFS among Banks - Regional46th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…46	CZFSCitizens Financial Services, Inc.	Stage 2 · wk 39	87	+7.0%

vs 52W High

0.0%

$52.01 lo$83.73 hi

Near 52W high

How far this stock is from its 52-week high. A pullback of 3–20% while Stage 2 structure holds is typically a better entry than chasing near the high.

Stage Maturity

Week 39

1w13w26w

Week 39, mature

How long this stock has been in Stage 2. The sweet spot is mid-run: long enough to prove the structure holds, not so long that it's extended. Very fresh moves (weeks 1–4) often need more time to confirm.

vs 200 DMA

20.9%

200 DMA: $69.25 · rising

Long-term trend anchor. When the stock and the S&P 500 are both above their 200-day averages, the backdrop supports continuation.

Rel Volume

1.29x

vs 50-day avg

Low vol (0.5–1x) on pullbacks = resting, not being sold. High vol on breakouts = commitment. Volume spike on down days is a warning sign.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+7.0%

+12.5%

+30.3%

YTD

+53.8%

+52.3%

Scan Membership

Breakout Watch

Latest: 2024-09-06

8 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S2

Wk 39 · Vol 1.29x

2026-10-21S2

Wk 39 · Vol 1.00x

2026-10-20S2

Wk 39 · Vol 1.16x

2026-10-19S2

Wk 39 · Vol 0.51x

2026-10-16S2

Wk 39 · Vol 0.75x

2026-10-15S2

Wk 38 · Vol 0.54x

2026-10-14S2

Wk 38 · Vol 1.09x

2026-10-13S2

Wk 38 · Vol 0.55x

2026-10-12S2

Wk 38 · Vol 0.67x

2026-10-09S2

Wk 38 · Vol 0.60x

2026-10-08S2

Wk 37 · Vol 0.44x

2026-10-07S2

Wk 37 · Vol 0.57x

Moving averages & range

50 DMA

$80.58

200 DMA

$69.25

52W High

$83.73

52W Low

$52.01

5D Low

$79.10

Resistance levels (recent highs)

20d High

$83.73

60d High

$83.73

120d High

$83.73

250d High

$83.73

Next resistance

Above all

P/E (TTM)

9.8

Forward 9.5

Earnings Growth (YoY)

+20.5%

Revenue +10.0%

ROE

+12.3%

Profit margin +35.8%

Dividend Yield

2.49%

P/B 1.1

Citizens Financial Services: quick answers

What stage is Citizens Financial Services in?

As of Oct 22, 2026, Citizens Financial Services (CZFS) is in Stage 2, the uptrend phase. It entered Stage 2 on Jan 14, 2026 and is in week 39. What the four stages mean

Is Citizens Financial Services in an uptrend?

Yes. Citizens Financial Services is in a Stage 2 uptrend. It trades 20.9% above its 200-day average, which is rising.

How far is Citizens Financial Services from its 52-week high?

Citizens Financial Services closed at $83.73 on Oct 22, 2026, at its 52-week high. Its 52-week low is $52.01.

How has Citizens Financial Services performed over the past year?

As of Oct 22, 2026, Citizens Financial Services is up 52.3% over the past year and up 53.8% so far in 2026.

Which sector and industry is Citizens Financial Services in?

Citizens Financial Services is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Citizens Financial Services, Inc., a bank holding company, provides various banking products and services for individual, business, governmental, and institutional customers. The company offers various deposit products, such as checking, savings, and time deposit accounts; loan products, including residential, commercial, and agricultural real estate loans; commercial and industrial loans; state and political subdivision loans; and consumer loans, as well as various other specialized financial services. The company also provides professional trust administration, investment management services, estate planning and administration, custody of securities, and individual retirement accounts. In addition, it offers brokerage and financial planning services, as well as assistance in various oil and gas leasing matters; and provides mutual funds, annuities, and health and life insurance products. Citizens Financial Services, Inc. was founded in 1984 and is headquartered in Mansfield, Pennsylvania.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.