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Consumer Portfolio Services, Inc.

Stage 3 · Topping · week 12

As of Oct 22, 2026, Consumer Portfolio Services is in Stage 3, the topping phase, now in week 12 (since Jul 30, 2026). It closed at $9.25, 10.2% below its 52-week high and above its 200-day average, which is falling.

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. More about the company

$9.25
+3.12% today
$203M · Micro cap
Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

Is CPSS early, or has it already run? Pro answers that for every US stock we cover, after every close.

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Stage Cycle Timeline2023-08-16 → 2026-10-22
S4 20w
S2 19w
S4 16w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 1w → S3 4w → S4 8w → S1 9w → S4 20w → S1 6w → S2 7w → S3 7w → S2 19w → S3 5w → S4 9w → S1 8w → S4 16w → S1 6w → S2 7w → S3 1w → S4 8w → S1 1w → S2 11w → S3 12w current
Total tracked: 166 weeks across 20 stage runs.

CPSS among Credit Services12th of 53 by relative strength

All 53 →
Stocks in Credit Services ranked by relative strength, with stage and one-month change
#StockStageRS1M
1ECPGStage 2 · wk 5596+6.2%
2SEZLStage 3 · wk 893+30.3%
3OPRTStage 2 · wk 1891+9.8%
4BFHStage 3 · wk 291+3.3%
5EZPWStage 2 · wk 191−2.8%
6PMTSStage 2 · wk 2591+12.3%
7ATLCStage 3 · wk 690+0.6%
8TROOStage 4 · wk 1289+26.8%
…12CPSSStage 3 · wk 1273−1.0%
vs 52W High
-10.2%
$7.53 lo$10.30 hi
10.2% below 52W high, weakening from peak
The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.
Stage Maturity
Week 12
1w13w26w
Week 12, distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
2.7%
200 DMA: $9.01 · sloping down
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
0.80x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.
Trend Health
↓
Short-term trend rolling over
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
-1.0%
3M
-2.1%
6M
+9.7%
YTD
+0.9%
1Y
+25.2%
Scan Membership
Breakout Watch
Latest: 2024-10-24
9 appearances in last 60 days. First seen: 2019-03-04.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S3
Wk 12 · Vol 0.80x
2026-10-21S3
Wk 12 · Vol 0.47x
2026-10-20S3
Wk 12 · Vol 0.53x
2026-10-19S3
Wk 12 · Vol 0.58x
2026-10-16S3
Wk 12 · Vol 0.75x
2026-10-15S3
Wk 11 · Vol 0.69x
2026-10-14S3
Wk 11 · Vol 1.73x
2026-10-13S3
Wk 11 · Vol 1.19x
2026-10-12S3
Wk 11 · Vol 1.01x
2026-10-09S3
Wk 11 · Vol 0.69x
2026-10-08S3
Wk 10 · Vol 0.48x
2026-10-07S3
Wk 10 · Vol 1.68x
Moving averages & range
50 DMA
$9.28
200 DMA
$9.01
52W High
$10.30
52W Low
$7.53
5D Low
$8.97
Resistance levels (recent highs)
20d High
$9.56
60d High
$9.64
120d High
$10.30
250d High
$10.30
Next resistance
+3.4%
to 20d High
P/E (TTM)
10.2
Forward 6.4
Earnings Growth (YoY)
+35.0%
Revenue +18.9%
ROE
+6.9%
Profit margin +10.2%
Dividend Yield
0.00%
P/B 0.6

Consumer Portfolio Services: quick answers

What stage is Consumer Portfolio Services in?

As of Oct 22, 2026, Consumer Portfolio Services (CPSS) is in Stage 3, the topping phase. It entered Stage 3 on Jul 30, 2026 and is in week 12. What the four stages mean

Is Consumer Portfolio Services in an uptrend?

Its uptrend has stalled. Consumer Portfolio Services is in Stage 3, the topping phase that follows an advance. It trades 2.7% above its 200-day average, which is falling.

How far is Consumer Portfolio Services from its 52-week high?

Consumer Portfolio Services closed at $9.25 on Oct 22, 2026, 10.2% below its 52-week high of $10.30. Its 52-week low is $7.53.

How has Consumer Portfolio Services performed over the past year?

As of Oct 22, 2026, Consumer Portfolio Services is up 25.2% over the past year and up 0.9% so far in 2026.

Which sector and industry is Consumer Portfolio Services in?

Consumer Portfolio Services is in the Credit Services industry, part of the Financials sector.

About this companyFinancials· Credit Services

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.