Capitol Federal Financial, Inc.

Stage 3 · Topping · week 2

As of Oct 22, 2026, Capitol Federal Financial is in Stage 3, the topping phase, now in week 2 (since Oct 15, 2026). It closed at $8.33, 8.5% below its 52-week high and above its 200-day average, which is rising.

$8.33

+3.22% today

$1.0B · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S4 14w

S2 19w

S2 45w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 2w → S4 14w → S1 5w → S2 8w → S3 7w → S4 10w → S1 2w → S2 10w → S3 3w → S2 11w → S3 8w → S4 12w → S1 4w → S2 19w → S3 2w → S2 45w → S3 1w current

Total tracked: 165 weeks across 17 stage runs.

CFFN among Banks - Regional88th of 319 by relative strength

All 319 →

Stocks in Banks - Regional ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	OPHCOptimumBank Holdings, Inc.	Stage 2 · wk 38	96	−1.0%
2	MSBIMidland States Bancorp, Inc.	Stage 2 · wk 43	95	+1.8%
3	CMTVCommunity Bancorp.	Stage 2 · wk 72	94	+11.5%
4	VBNKVersaBank	Stage 2 · wk 25	94	−0.9%
5	AMALAmalgamated Financial Corp.	Stage 3 · wk 2	94	+8.1%
6	BOTJBank of the James Financial Group, Inc.	Stage 2 · wk 58	93	+9.0%
7	ATLOAmes National Corporation	Stage 2 · wk 68	92	+9.5%
8	RBKBRhinebeck Bancorp, Inc.	Stage 2 · wk 38	92	+0.9%
…88	CFFNCapitol Federal Financial, Inc.	Stage 3 · wk 2	82	−4.1%

vs 52W High

-8.5%

$5.72 lo$9.10 hi

8.5% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 2

1w13w26w

Week 2, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

6.1%

200 DMA: $7.85 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.13x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

-4.1%

-2.8%

+9.7%

YTD

+29.3%

+39.9%

Scan Membership

Breakout Watch

Latest: 2024-10-29

6 appearances in last 60 days. First seen: 2018-11-30.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 2 · Vol 1.13x

2026-10-21S3

Wk 1 · Vol 0.87x

2026-10-20S3

Wk 1 · Vol 1.39x

2026-10-19S3

Wk 1 · Vol 1.06x

2026-10-16S3

Wk 1 · Vol 1.69x

2026-10-15S32→3

Wk 1 · Vol 1.12x

2026-10-14S2

Wk 43 · Vol 1.27x

2026-10-13S2

Wk 43 · Vol 1.28x

2026-10-12S2

Wk 43 · Vol 1.16x

2026-10-09S2

Wk 43 · Vol 1.17x

2026-10-08S2

Wk 43 · Vol 1.73x

2026-10-07S2

Wk 42 · Vol 0.99x

Moving averages & range

50 DMA

$8.57

200 DMA

$7.85

52W High

$9.10

52W Low

$5.72

5D Low

$8.07

Resistance levels (recent highs)

20d High

$8.68

60d High

$9.10

120d High

$9.10

250d High

$9.10

Next resistance

+4.2%

to 20d High

P/E (TTM)

12.8

Forward 10.7

Earnings Growth (YoY)

+35.6%

Revenue +18.3%

ROE

+8.0%

Profit margin +36.7%

Dividend Yield

4.22%

P/B 1.0

Capitol Federal Financial: quick answers

What stage is Capitol Federal Financial in?

As of Oct 22, 2026, Capitol Federal Financial (CFFN) is in Stage 3, the topping phase. It entered Stage 3 on Oct 15, 2026 and is in week 2. What the four stages mean

Is Capitol Federal Financial in an uptrend?

Its uptrend has stalled. Capitol Federal Financial is in Stage 3, the topping phase that follows an advance. It trades 6.1% above its 200-day average, which is rising.

How far is Capitol Federal Financial from its 52-week high?

Capitol Federal Financial closed at $8.33 on Oct 22, 2026, 8.5% below its 52-week high of $9.10. Its 52-week low is $5.72.

How has Capitol Federal Financial performed over the past year?

As of Oct 22, 2026, Capitol Federal Financial is up 39.9% over the past year and up 29.3% so far in 2026.

Which sector and industry is Capitol Federal Financial in?

Capitol Federal Financial is in the Banks - Regional industry, part of the Financials sector.

About this companyFinancials· Banks - Regional

Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. The company offers a range of deposit products, including savings accounts, money market accounts, interest-bearing and non-interest-bearing checking accounts, and certificates of deposit, as well as retirement accounts. It also provides various loan products, such as one- to four-family residential real estate loans, commercial real estate, commercial and industrial, and construction loans, as well as consumer loans, which include home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. In addition, the company offers mobile, telephone, and online banking services, as well as bill payment services and mortgage loan; operates a call center; and invests in various securities and mortgage-backed securities. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.