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Repay Holdings Corporation Class A

Stage 3 · Topping · week 4

As of Oct 22, 2026, Repay Holdings is in Stage 3, the topping phase, now in week 4 (since Sep 28, 2026). It closed at $4.33, 16.7% below its 52-week high and above its 200-day average, which is rising.

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. More about the company

$4.33
+4.09% today
$382M · Small cap
Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Accelerating ⇈

Edge

—

Is RPAY early, or has it already run? Pro answers that for every US stock we cover, after every close.

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Loading price chart…
Stage Cycle Timeline2023-08-16 → 2026-10-22
S2 22w
S4 44w
S1 14w
S4 28w
2023-08-162026-10-22
S1S2S3S4Setup score (0–10, dashed line at 5)
S2 7w → S3 3w → S4 8w → S1 2w → S2 22w → S3 3w → S2 3w → S3 6w → S4 44w → S1 14w → S4 28w → S1 11w → S2 11w → S3 4w current
Total tracked: 165 weeks across 14 stage runs.

RPAY among Software - Infrastructure64th of 179 by relative strength

All 179 →
Stocks in Software - Infrastructure ranked by relative strength, with stage and one-month change
#StockStageRS1M
1PAYSStage 2 · wk 2397+20.0%
2BANDStage 3 · wk 1197−31.5%
3USIOStage 2 · wk 1996+39.2%
4OKTAStage 2 · wk 1996−2.0%
5TWLOStage 2 · wk 2696−12.8%
6DOCNStage 2 · wk 396−34.8%
7GCTStage 2 · wk 996+12.6%
8FTNTStage 2 · wk 2495−3.2%
…64RPAYStage 3 · wk 452+13.9%
vs 52W High
-16.7%
$2.40 lo$5.20 hi
16.7% below 52W high, weakening from peak
The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.
Stage Maturity
Week 4
1w13w26w
Week 4, early distribution
How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.
vs 200 DMA
22.0%
200 DMA: $3.55 · rising
Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.
Rel Volume
1.07x
vs 50-day avg
Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.
Trend Health
↗ ⇈
Short-term trend rising gently, and accelerating
Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.
1M
+13.9%
3M
+13.9%
6M
+7.7%
YTD
+19.6%
1Y
-2.7%
Scan Membership
Breakout Watch
Latest: 2024-07-01
8 appearances in last 60 days. First seen: 2019-05-02.
A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.
Recent Stage Timeline
2026-10-22S3
Wk 4 · Vol 1.07x
2026-10-21S3
Wk 4 · Vol 0.76x
2026-10-20S3
Wk 4 · Vol 0.86x
2026-10-19S3
Wk 4 · Vol 1.29x
2026-10-16S3
Wk 3 · Vol 0.89x
2026-10-15S3
Wk 3 · Vol 1.08x
2026-10-14S3
Wk 3 · Vol 0.92x
2026-10-13S3
Wk 3 · Vol 0.95x
2026-10-12S3
Wk 3 · Vol 0.56x
2026-10-09S3
Wk 2 · Vol 0.35x
2026-10-08S3
Wk 2 · Vol 0.86x
2026-10-07S3
Wk 2 · Vol 0.33x
Moving averages & range
50 DMA
$3.83
200 DMA
$3.55
52W High
$5.20
52W Low
$2.40
5D Low
$4.03
Resistance levels (recent highs)
20d High
$4.33
60d High
$4.33
120d High
$4.33
250d High
$5.20
Next resistance
+20.1%
to 250d High
ROE
-31.8%
Profit margin -49.6%
Dividend Yield
0.00%
P/B 0.8

Repay Holdings: quick answers

What stage is Repay Holdings in?

As of Oct 22, 2026, Repay Holdings (RPAY) is in Stage 3, the topping phase. It entered Stage 3 on Sep 28, 2026 and is in week 4. What the four stages mean

Is Repay Holdings in an uptrend?

Its uptrend has stalled. Repay Holdings is in Stage 3, the topping phase that follows an advance. It trades 22.0% above its 200-day average, which is rising.

How far is Repay Holdings from its 52-week high?

Repay Holdings closed at $4.33 on Oct 22, 2026, 16.7% below its 52-week high of $5.20. Its 52-week low is $2.40.

How has Repay Holdings performed over the past year?

As of Oct 22, 2026, Repay Holdings is down 2.7% over the past year and up 19.6% so far in 2026.

Which sector and industry is Repay Holdings in?

Repay Holdings is in the Software - Infrastructure industry, part of the Information Technology sector.

About this companyInformation Technology· Software - Infrastructure

Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.