PAY· Information Technology› Software - Infrastructure

Paymentus Holdings, Inc. Class A

Stage 3 · Topping · week 1

As of Oct 22, 2026, Paymentus Holdings is in Stage 3, the topping phase, now in its first week (since Oct 16, 2026). It closed at $34.07, 23.6% below its 52-week high and above its 200-day average, which is rising.

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. More about the company

$34.07

+3.06% today

$4.3B · Mid cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 26w

S2 28w

S4 14w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 26w → S3 4w → S2 11w → S3 8w → S2 28w → S3 12w → S2 11w → S3 6w → S2 7w → S3 6w → S2 6w → S4 14w → S1 5w → S4 7w → S1 2w → S2 9w → S3 1w current

Total tracked: 165 weeks across 17 stage runs.

PAY among Software - Infrastructure46th of 179 by relative strength

All 179 →

Stocks in Software - Infrastructure ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	PAYSPaysign, Inc.	Stage 2 · wk 23	97	+20.0%
2	BANDBandwidth Inc. Class A	Stage 3 · wk 11	97	−31.5%
3	USIOUsio, Inc.	Stage 2 · wk 19	96	+39.2%
4	OKTAOkta, Inc. Class A	Stage 2 · wk 19	96	−2.0%
5	TWLOTwilio Inc. Class A	Stage 2 · wk 26	96	−12.8%
6	DOCNDigitalOcean Holdings, Inc.	Stage 2 · wk 3	96	−34.8%
7	GCTGigaCloud Technology Inc Class A	Stage 2 · wk 9	96	+12.6%
8	FTNTFortinet, Inc.	Stage 2 · wk 24	95	−3.2%
…46	PAYPaymentus Holdings, Inc. Class A	Stage 3 · wk 1	65	+13.8%

vs 52W High

-23.6%

$20.21 lo$44.60 hi

23.6% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 1

1w13w26w

Week 1, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

18.6%

200 DMA: $28.72 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.56x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+13.8%

+18.0%

+26.2%

YTD

+19.7%

+13.2%

Scan Membership

Breakout Watch

Latest: 2025-05-08

4 appearances in last 60 days. First seen: 2023-06-26.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 1 · Vol 0.56x

2026-10-21S3

Wk 1 · Vol 0.57x

2026-10-20S3

Wk 1 · Vol 1.00x

2026-10-19S3

Wk 1 · Vol 0.74x

2026-10-16S32→3

Wk 1 · Vol 0.52x

2026-10-15S2

Wk 9 · Vol 0.89x

2026-10-14S2

Wk 9 · Vol 0.66x

2026-10-13S2

Wk 9 · Vol 0.47x

2026-10-12S2

Wk 9 · Vol 0.39x

2026-10-09S2

Wk 9 · Vol 0.34x

2026-10-08S2

Wk 8 · Vol 0.82x

2026-10-07S2

Wk 8 · Vol 0.62x

Moving averages & range

50 DMA

$34.67

200 DMA

$28.72

52W High

$44.60

52W Low

$20.21

5D Low

$31.44

Resistance levels (recent highs)

20d High

$34.07

60d High

$44.60

120d High

$44.60

250d High

$44.60

Next resistance

+30.9%

to 60d High

P/E (TTM)

51.6

Forward 31.5

Earnings Growth (YoY)

+81.8%

Revenue +28.8%

ROE

+15.0%

Profit margin +6.2%

Dividend Yield

0.00%

P/B 7.0

Paymentus Holdings: quick answers

What stage is Paymentus Holdings in?

As of Oct 22, 2026, Paymentus Holdings (PAY) is in Stage 3, the topping phase. It entered Stage 3 on Oct 16, 2026 and is in its first week there. What the four stages mean

Is Paymentus Holdings in an uptrend?

Its uptrend has stalled. Paymentus Holdings is in Stage 3, the topping phase that follows an advance. It trades 18.6% above its 200-day average, which is rising.

How far is Paymentus Holdings from its 52-week high?

Paymentus Holdings closed at $34.07 on Oct 22, 2026, 23.6% below its 52-week high of $44.60. Its 52-week low is $20.21.

How has Paymentus Holdings performed over the past year?

As of Oct 22, 2026, Paymentus Holdings is up 13.2% over the past year and up 19.7% so far in 2026.

Which sector and industry is Paymentus Holdings in?

Paymentus Holdings is in the Software - Infrastructure industry, part of the Information Technology sector.

About this companyInformation Technology· Software - Infrastructure

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform's payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.