NODK· Financials› Insurance - Property & Casualty

NI Holdings, Inc.

Stage 3 · Topping · week 7

As of Oct 22, 2026, NI Holdings is in Stage 3, the topping phase, now in week 7 (since Sep 10, 2026). It closed at $14.92, 8.6% below its 52-week high and above its 200-day average, which is rising.

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. More about the company

$14.92

+2.05% today

$304M · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 24w

S4 22w

S2 17w

S2 13w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S2 1w → S3 3w → S4 12w → S1 12w → S2 24w → S3 10w → S2 12w → S3 5w → S4 22w → S1 4w → S4 3w → S1 8w → S2 17w → S3 3w → S4 8w → S1 2w → S2 13w → S3 6w current

Total tracked: 166 weeks across 18 stage runs.

NODK among Insurance - Property & Casualty31st of 46 by relative strength

All 46 →

Stocks in Insurance - Property & Casualty ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	UFCSUnited Fire Group, Inc	Stage 2 · wk 60	94	+8.2%
2	SLDESlide Insurance Holdings, Inc.	Stage 2 · wk 15	93	+20.9%
3	UVEUNIVERSAL INSURANCE HOLDINGS INC	Stage 2 · wk 32	92	+14.0%
4	DGICBDonegal Group, Inc. Class B	Stage 3 · wk 4	90	+24.2%
5	HRTGHeritage Insurance Holdings, Inc.	Stage 2 · wk 10	90	+14.0%
6	SAFTSafety Insurance Group, Inc.	Stage 2 · wk 13	88	+0.5%
7	TRVThe Travelers Companies, Inc.	Stage 2 · wk 18	87	+12.5%
8	HGTYHagerty, Inc. Class A	Stage 2 · wk 10	82	+15.3%
…31	NODKNI Holdings, Inc.	Stage 3 · wk 7	62	+1.1%

vs 52W High

-8.6%

$12.48 lo$16.33 hi

8.6% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 7

1w13w26w

Week 7, distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

4.5%

200 DMA: $14.28 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

0.50x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.1%

-5.9%

+14.3%

YTD

+12.4%

+10.2%

Scan Membership

Breakout Watch

Latest: 2024-10-25

9 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 7 · Vol 0.50x

2026-10-21S3

Wk 6 · Vol 0.64x

2026-10-20S3

Wk 6 · Vol 0.33x

2026-10-19S3

Wk 6 · Vol 0.52x

2026-10-16S3

Wk 6 · Vol 0.95x

2026-10-15S3

Wk 6 · Vol 0.37x

2026-10-14S3

Wk 5 · Vol 0.84x

2026-10-13S3

Wk 5 · Vol 1.15x

2026-10-12S3

Wk 5 · Vol 0.63x

2026-10-09S3

Wk 5 · Vol 0.73x

2026-10-08S3

Wk 5 · Vol 0.48x

2026-10-07S3

Wk 4 · Vol 1.04x

Moving averages & range

50 DMA

$15.02

200 DMA

$14.28

52W High

$16.33

52W Low

$12.48

5D Low

$14.62

Resistance levels (recent highs)

20d High

$14.99

60d High

$15.62

120d High

$16.33

250d High

$16.33

Next resistance

+0.5%

to 20d High

P/E (TTM)

39.3

Forward —

ROE

+3.2%

Profit margin +2.9%

Dividend Yield

0.00%

P/B 1.2

NI Holdings: quick answers

What stage is NI Holdings in?

As of Oct 22, 2026, NI Holdings (NODK) is in Stage 3, the topping phase. It entered Stage 3 on Sep 10, 2026 and is in week 7. What the four stages mean

Is NI Holdings in an uptrend?

Its uptrend has stalled. NI Holdings is in Stage 3, the topping phase that follows an advance. It trades 4.5% above its 200-day average, which is rising.

How far is NI Holdings from its 52-week high?

NI Holdings closed at $14.92 on Oct 22, 2026, 8.6% below its 52-week high of $16.33. Its 52-week low is $12.48.

How has NI Holdings performed over the past year?

As of Oct 22, 2026, NI Holdings is up 10.2% over the past year and up 12.4% so far in 2026.

Which sector and industry is NI Holdings in?

NI Holdings is in the Insurance - Property & Casualty industry, part of the Financials sector.

About this companyFinancials· Insurance - Property & Casualty

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies. The company was founded in 1946 and is headquartered in Fargo, North Dakota. NI Holdings, Inc. is a subsidiary of Nodak Mutual Group, Inc.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.