HMN· Financials› Insurance - Property & Casualty

Horace Mann Educators Corporation

Stage 3 · Topping · week 5

As of Oct 22, 2026, Horace Mann Educators is in Stage 3, the topping phase, now in week 5 (since Sep 21, 2026). It closed at $47.37, 11.8% below its 52-week high and above its 200-day average, which is rising.

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. More about the company

$47.37

+2.20% today

$1.9B · Small cap

Market Neutral — Building

Pro read

Pro

Our read

Topping: the uptrend is tiring

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 28w

S2 19w

S2 21w

S2 15w

S2 17w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S4 8w → S1 6w → S2 28w → S3 6w → S4 6w → S1 3w → S2 19w → S3 6w → S2 21w → S3 2w → S2 15w → S3 3w → S2 5w → S3 6w → S4 6w → S1 4w → S2 17w → S3 5w current

Total tracked: 165 weeks across 18 stage runs.

HMN among Insurance - Property & Casualty30th of 46 by relative strength

All 46 →

Stocks in Insurance - Property & Casualty ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	UFCSUnited Fire Group, Inc	Stage 2 · wk 60	94	+8.2%
2	SLDESlide Insurance Holdings, Inc.	Stage 2 · wk 15	93	+20.9%
3	UVEUNIVERSAL INSURANCE HOLDINGS INC	Stage 2 · wk 32	92	+14.0%
4	DGICBDonegal Group, Inc. Class B	Stage 3 · wk 4	90	+24.2%
5	HRTGHeritage Insurance Holdings, Inc.	Stage 2 · wk 10	90	+14.0%
6	SAFTSafety Insurance Group, Inc.	Stage 2 · wk 13	88	+0.5%
7	TRVThe Travelers Companies, Inc.	Stage 2 · wk 18	87	+12.5%
8	HGTYHagerty, Inc. Class A	Stage 2 · wk 10	82	+15.3%
…30	HMNHorace Mann Educators Corporation	Stage 3 · wk 5	62	+1.8%

vs 52W High

-11.8%

$40.88 lo$53.73 hi

11.8% below 52W high, weakening from peak

The stock is rolling over from its 52-week high. In Stage 3 distribution, new long positions carry high risk.

Stage Maturity

Week 5

1w13w26w

Week 5, early distribution

How long this stock has been in Stage 3 distribution. Longer tops often precede deeper Stage 4 declines.

vs 200 DMA

2.4%

200 DMA: $46.27 · rising

Stock is losing its 200 DMA. Once lost, it confirms Stage 4 risk. This is a major red flag for existing holders.

Rel Volume

1.15x

vs 50-day avg

Volume spikes on down days during Stage 3 signal distribution, with institutions exiting. Stage analysis reads that as a warning against new long positions.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+1.8%

-8.4%

+3.9%

YTD

+7.3%

+10.0%

Scan Membership

Breakout Watch

Latest: 2025-03-11

10 appearances in last 60 days. First seen: 2019-06-19.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S3

Wk 5 · Vol 1.15x

2026-10-21S3

Wk 5 · Vol 0.49x

2026-10-20S3

Wk 5 · Vol 0.83x

2026-10-19S3

Wk 5 · Vol 0.72x

2026-10-16S3

Wk 4 · Vol 1.08x

2026-10-15S3

Wk 4 · Vol 1.04x

2026-10-14S3

Wk 4 · Vol 1.05x

2026-10-13S3

Wk 4 · Vol 0.88x

2026-10-12S3

Wk 4 · Vol 0.81x

2026-10-09S3

Wk 3 · Vol 0.62x

2026-10-08S3

Wk 3 · Vol 0.63x

2026-10-07S3

Wk 3 · Vol 1.15x

Moving averages & range

50 DMA

$48.16

200 DMA

$46.27

52W High

$53.73

52W Low

$40.88

5D Low

$46.29

Resistance levels (recent highs)

20d High

$47.37

60d High

$53.73

120d High

$53.73

250d High

$53.73

Next resistance

+13.4%

to 60d High

P/E (TTM)

11.1

Forward 8.8

Earnings Growth (YoY)

+42.3%

Revenue +7.7%

ROE

+12.4%

Profit margin +10.2%

Dividend Yield

3.11%

P/B 1.3

Horace Mann Educators: quick answers

What stage is Horace Mann Educators in?

As of Oct 22, 2026, Horace Mann Educators (HMN) is in Stage 3, the topping phase. It entered Stage 3 on Sep 21, 2026 and is in week 5. What the four stages mean

Is Horace Mann Educators in an uptrend?

Its uptrend has stalled. Horace Mann Educators is in Stage 3, the topping phase that follows an advance. It trades 2.4% above its 200-day average, which is rising.

How far is Horace Mann Educators from its 52-week high?

Horace Mann Educators closed at $47.37 on Oct 22, 2026, 11.8% below its 52-week high of $53.73. Its 52-week low is $40.88.

How has Horace Mann Educators performed over the past year?

As of Oct 22, 2026, Horace Mann Educators is up 10.0% over the past year and up 7.3% so far in 2026.

Which sector and industry is Horace Mann Educators in?

Horace Mann Educators is in the Insurance - Property & Casualty industry, part of the Financials sector.

About this companyFinancials· Insurance - Property & Casualty

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. The Property & Casualty segment offers insurance products, including private passenger auto insurance, residential home insurance, and personal umbrella insurance; standard auto coverage including liability, collision, and comprehensive; property coverage for homeowners and renters. The Life & Retirement segment sells tax-qualified fixed, fixed indexed, and variable annuities; the Horace Mann Retirement Advantage open architecture platform and other defined contribution plans; traditional term, whole life insurance products, and indexed universal life (IUL) products. This segment also offers Life by Design, a portfolio of individual whole life and individual term insurance products that address the financial planning needs of educators; Life Select, a combination product that mixes a base of either traditional whole life, 20-pay life, or life paid-up at age 65 with a variety of term riders; single premium whole life products; and cash value term. The Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverages. The company offers individual protection and savings solutions, including auto insurance, property insurance, liability insurance, 403(b) retirement plans, mutual funds, life insurance, student loan solutions, credit monitoring, and financial wellness workshops. It distributes its products and services through agents, brokers, benefit specialists, direct and digital channels. The company was founded in 1945 and is headquartered in Springfield, Illinois.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.