Citizens, Inc. Class A

Stage 4 · Declining · week 11

As of Oct 22, 2026, Citizens is in Stage 4, the downtrend phase, now in week 11 (since Aug 7, 2026). It closed at $3.63, 43.1% below its 52-week high and below its 200-day average, which is falling.

$3.63

+1.11% today

$184M · Micro cap

Market Neutral — Building

Pro read

Pro

Our read

Declining, below its long-term trend

Setup score

—

Momentum

Steady

Edge

—

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Stage Cycle Timeline2023-08-16 → 2026-10-22

S2 20w

S4 13w

S2 16w

S2 14w

2023-08-162026-10-22

S1S2S3S4Setup score (0–10, dashed line at 5)

S1 1w → S2 20w → S3 8w → S4 13w → S1 6w → S2 5w → S3 3w → S2 16w → S3 6w → S2 9w → S3 6w → S4 10w → S1 4w → S2 14w → S3 9w → S2 4w → S3 5w → S4 5w → S1 3w → S2 5w → S4 1w → S3 1w → S4 11w current

Total tracked: 164 weeks across 23 stage runs.

CIA among Insurance - Life17th of 18 by relative strength

All 18 →

Stocks in Insurance - Life ranked by relative strength, with stage and one-month change
#	Stock	Stage	RS	1M
1	ABXAbacus Global Management, Inc. Class A	Stage 4 · wk 2	86	+8.8%
2	MFCManulife Financial Corporation	Stage 2 · wk 25	85	+4.6%
3	CNOCNO Financial Group, Inc.	Stage 2 · wk 25	83	+2.7%
4	JXNJackson Financial Inc. Class A	Stage 2 · wk 19	82	+2.8%
5	METMetLife, Inc.	Stage 2 · wk 20	79	+6.6%
6	GLGlobe Life Inc.	Stage 3 · wk 5	73	−0.0%
7	UNMUnum Group	Stage 2 · wk 25	73	−0.8%
8	PRUPrudential Financial, Inc.	Stage 3 · wk 2	71	+0.5%
…17	CIACitizens, Inc. Class A	Stage 4 · wk 11	31	+2.8%

vs 52W High

-43.1%

$3.37 lo$6.38 hi

43.1% below 52W high, deep Stage 4 damage

In Stage 4, distance from the 52-week high reflects an ongoing decline, not a discount.

Stage Maturity

Week 11

1w13w26w

Week 11, established downtrend

How long this stock has been in Stage 4 decline. The longer the downtrend, the more entrenched the selling pressure. No length of decline marks a bottom on its own.

vs 200 DMA

-25.9%

200 DMA: $4.90 · sloping down

In Stage 4, the stock is below its 200-day average, the hallmark of a downtrend. Stage analysis waits for that to reverse before buying.

Rel Volume

0.88x

vs 50-day avg

High volume on down days in Stage 4 confirms institutional selling. Low-volume bounces are typical. They lack real buyers and are easy to mistake for reversals.

Trend Health

↓

Short-term trend rolling over

Two reads of momentum. The arrow shows the direction of the short-term trend: rising (↑ or ↗), flat (→) or rolling over (↓). The ⇈ mark appears when our trend model reads the move as gaining speed on top of the longer trend. Strongest when both agree.

+2.8%

-25.0%

-34.8%

YTD

-27.1%

-33.9%

Scan Membership

Breakout Watch

Latest: 2025-02-10

10 appearances in last 60 days. First seen: 2018-10-16.

A stock that keeps qualifying week after week does so because its Stage 2 structure keeps holding. Staying power in the scan says more about the trend than any single appearance.

Recent Stage Timeline

2026-10-22S4

Wk 11 · Vol 0.88x

2026-10-21S4

Wk 11 · Vol 0.68x

2026-10-20S4

Wk 11 · Vol 0.98x

2026-10-19S4

Wk 11 · Vol 0.73x

2026-10-16S4

Wk 10 · Vol 0.56x

2026-10-15S4

Wk 10 · Vol 0.80x

2026-10-14S4

Wk 10 · Vol 0.95x

2026-10-13S4

Wk 10 · Vol 0.93x

2026-10-12S4

Wk 10 · Vol 0.67x

2026-10-09S4

Wk 9 · Vol 0.62x

2026-10-08S4

Wk 9 · Vol 1.05x

2026-10-07S4

Wk 9 · Vol 0.60x

Moving averages & range

50 DMA

$3.65

200 DMA

$4.90

52W High

$6.38

52W Low

$3.37

5D Low

$3.44

Resistance levels (recent highs)

20d High

$3.63

60d High

$4.86

120d High

$6.38

250d High

$6.38

Next resistance

+33.9%

to 60d High

P/E (TTM)

16.5

Forward 18.1

ROE

+5.0%

Profit margin +4.5%

Dividend Yield

0.00%

P/B 0.8

Citizens: quick answers

What stage is Citizens in?

As of Oct 22, 2026, Citizens (CIA) is in Stage 4, the downtrend phase. It entered Stage 4 on Aug 7, 2026 and is in week 11. What the four stages mean

Is Citizens in an uptrend?

No. Citizens is in a Stage 4 downtrend. It trades 25.9% below its 200-day average, which is falling.

How far is Citizens from its 52-week high?

Citizens closed at $3.63 on Oct 22, 2026, 43.1% below its 52-week high of $6.38. Its 52-week low is $3.37.

How has Citizens performed over the past year?

As of Oct 22, 2026, Citizens is down 33.9% over the past year and down 27.1% so far in 2026.

Which sector and industry is Citizens in?

Citizens is in the Insurance - Life industry, part of the Financials sector.

About this companyFinancials· Insurance - Life

Citizens, Inc., is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S., Latin America, and Asia. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment sells U.S. dollar-denominated whole life insurance, endowment, and critical illness policies to non-U.S. residents through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and critical illness products to middle- and lower-income households in Louisiana, Mississippi and Arkansas. This segment provides its products and services through funeral homes and independent agents. It also provides accident and health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

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All analytics based on EOD data. Data as of 2026-10-22. Past data patterns are not indicative of future results. This page is a data analytics tool only.